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Michael Osinski - How One Man Broke the US Economy


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Just curious, do you work in the financial services industry? A few of us here do, so this is stuff we live and breath every day...

 

 

Oh, please let the answer be "Work a register at Lane Bryant".

 

I don't think that's true...but it would make my day, nonetheless.

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Just curious, do you work in the financial services industry? A few of us here do, so this is stuff we live and breathe every day...

 

He mentioned that he did, which is why his responses are frightening.

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He mentioned that he did, which is why his responses are frightening.

 

 

To try and at least be fair, working in a local community bank as an assistant manager trainee is very different than trading fixed income at Goldman. (I have no idea what he does, but proffering a guess)

 

Anyone else feel like you were talking to concrete?

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To try and at least be fair, working in a local community bank as an assistant manager trainee is very different than trading fixed income at Goldman. (I have no idea what he does, but proffering a guess)

 

Anyone else feel like you were talking to concrete?

 

More like automated pop up windows. Hey, you're wrong and here's what WSJ has to say on a completely different topic.

 

At least he could have been linking to more interesting sites.

 

Congratulations, you just won the lottery. My father is the former president of Nigeria. Can you please help me get my money?

 

 

[unless it's a brilliant new way for us to do his homework. If that's the case - Bravo]

Edited by GG
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...Sigh. One last post for me, then I've got to focus on my 'day job' so it's not a total washout today.

 

 

IMO, the risk to the banking system does not come from increased risk-taking by the banks themselves. It comes from the reality that losses at FHC I-banking subs can pull down the whole enterprise, putting FDIC-insured deposits at risk.

 

This is the only new variable added by GS repeal. IMO, the credit market meltdown would have occured even if the banking system had continued to be fire-walled from the I-banking casino.

 

Investment banks most likely would have been judged too big to fail (i.e., Bear, ML) from a systemic risk point of view, and forced into shotgun marriages or needed to be propped up by the Treasury/Fed. But the FDIC insurance fund would not have been at risk, as it clearly is today.

 

 

Just curious, do you work in the financial services industry? A few of us here do, so this is stuff we live and breathe every day...

Yes I do. I held my series 3 license and I traded commodity futures and option investments for 7 years before opening up my own precious metal bullion brokerage 2 years ago.

 

I as well, live and breathe these markets all day and some....

 

But it's nice to see the rest of you still talking about me.

 

I defended my views with a lot of factual information. Some of you discredited information from the WSJ, CBS news and other credible publications and that is fine. After all, ignorance is bliss.

 

I've made my case, and I am in the same school of thought as Stiglitz, Volcker and many others, because it makes sense to me. Anyway, I'm glad some of you wasted your day talking to concrete.

 

What does that say about you?

 

:P

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Yes I do. I held my series 3 license and I traded commodity futures and option investments for 7 years before opening up my own precious metal bullion brokerage 2 years ago.

 

I as well, live and breathe these markets all day and some....

 

But it's nice to see the rest of you still talking about me.

 

I defended my views with a lot of factual information. Some of you discredited information from the WSJ, CBS news and other credible publications and that is fine. After all, ignorance is bliss.

 

I've made my case, and I am in the same school of thought as Stiglitz, Volcker and many others, because it makes sense to me. Anyway, I'm glad some of you wasted your day talking to concrete.

 

What does that say about you?

 

:P

 

No, YOU live and breathe precious metals. I've lived and breathed mortgage bonds for the past six years. I've written MBS software covering everything from loan origination to payout, including the risk analysis software (which works very well, thank you). You really want to argue to authority with me? Go ahead. You'll lose.

 

And don't underestimate the time it takes us to tell you you're an idiot.

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Yes I do. I held my series 3 license and I traded commodity futures and option investments for 7 years before opening up my own precious metal bullion brokerage 2 years ago.

 

I as well, live and breathe these markets all day and some....

 

Thanks for reaffirming the stereotype that traders are clueless about their firms' capital positions and just how the man behind the curtain gives them money with which to trade.

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No, YOU live and breathe precious metals. I've lived and breathed mortgage bonds for the past six years. I've written MBS software covering everything from loan origination to payout, including the risk analysis software (which works very well, thank you). You really want to argue to authority with me? Go ahead. You'll lose.

 

And don't underestimate the time it takes us to tell you you're an idiot.

looks like I hit a nerve Robin. Listen, if calling people names makes you feel better, then I think that speaks volumes about you. I don't give 2 sh*ts what you do for a living, it still doesn't prove anything.

 

If you think that you are right and Stiglitz, Volcker and countless others who know a whole hell of a lot more than you, are wrong. Well, all righty then. :P

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looks like I hit a nerve Robin. Listen, if calling people names makes you feel better, then I think that speaks volumes about you. I don't give 2 sh*ts what you do for a living, it still doesn't prove anything.

 

No, you're just amusing. You're not nearly important enough to hit a nerve.

 

And if you don't give two ***** what I do, then why do you claim any authority based on what YOU do - something far less related to the subject than my work? Oh, that's right, you don't...you claim other people's authority, based on your inability to read articles that quote them.

 

Like I said...amusing. And you still haven't explained what a "deregulated mortgage-backed security" is.

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The fact that all four of you (3 of you apparently in the business) could waste your day arguing over this, instead of working, speaks volumes about what apparently happened to all the money. :P

What do you mean...I'm still at work. :w00t:

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To try and at least be fair, working in a local community bank as an assistant manager trainee is very different than trading fixed income at Goldman. (I have no idea what he does, but proffering a guess)

 

Anyone else feel like you were talking to concrete?

 

I suppose it is a two-way street also... you analogy fits but, maybe not the word trainee... The word trainee implies that the person is being trained into the main paradigm of thought for that profession. I suppose all professions have that disparity between the guys in the trenches and the guys who are not. Like what I do for the Corps of Engineers... Try talking to an actual engineer and your head will spin... Like talking to concrete... From being in the trenches 24/7/365 for almost 20 years I can tell you what is wrong, what will happen next and how to fix it... And acutally fix it. I know the actual given results for the actions taken... Yet, it always fall on deaf ears with the suits... I take the banking world is the same.

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Just joking around. I am actually enjoying the thread, what little I can follow.

 

You can always join in and link a story from the National Enquirer. It'll be just as relevant.

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The fact that all four of you (3 of you apparently in the business) could waste your day arguing over this, instead of working, speaks volumes about what apparently happened to all the money. :censored:

 

Cartman already explained what happened to all the money. The Jews hid it in a cave

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Cartman already explained what happened to all the money. The Jews hid it in a cave

 

Nah, the Chinese are the new villains.

 

This is probably a lot closer to the true source than Osinski's claims.

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