State Farm

[erynthered]

Fortunately I switched years ago on my home owners Policy. They asked for a 47% increase in premiums for home owner policy here in Florida, which was denied by the state. My issue is the state still letting them write any policy for auto life etc. To cherry pick as they did with homeowners was one thing now they get to do that with other policy's.

 

I call bull sh--, if you pull one available policy to cherry pick others is bull sh--. I say kick them out of the state.

 

Also, when I did have SF they did something called stacking, which is illegal in the state of Florida, though carefully worded they can circumvent the law when they write policy.

 

The " Good hands People" are !@#$ing thieves.

 

Though, most insurance companies are..........

 

 

Parasites

[blzrul]

So when you kick an insurance company out of the state, then the remaining insurance companies wet their pants in gleeful greed and jack up THEIR rates.

[KD in CA]

USAA remains a really good deal for insurance if you are a member.

[erynthered]

So when you kick an insurance company out of the state, then the remaining insurance companies wet their pants in gleeful greed and jack up THEIR rates.

 

Aren't you a big proponent of regulation, Deb? Does this strike you as OK, for the Insurance company's? Don't you hate big Corporations?

 

 

 

God you're funny.

[Wacka]

Fortunately I switched years ago on my home owners Policy. They asked for a 47% increase in premiums for home owner policy here in Florida, which was denied by the state. My issue is the state still letting them write any policy for auto life etc. To cherry pick as they did with homeowners was one thing now they get to do that with other policy's.

 

I call bull sh--, if you pull one available policy to cherry pick others is bull sh--. I say kick them out of the state.

 

Also, when I did have SF they did something called stacking, which is illegal in the state of Florida, though carefully worded they can circumvent the law when they write policy.

 

The " Good hands People" are !@#$ing thieves.

 

Though, most insurance companies are..........

 

 

Parasites

 

Move someplace with no hurricanes.

All quake insurance here in CA is in a risk pool. For the apartmentent I'm in the deductible is 2.5K which is good for sh--.

[erynthered]

Move someplace with no hurricanes.

All quake insurance here in CA is in a risk pool. For the apartmentent I'm in the deductible is 2.5K which is good for sh--.

 

 

Your're missing the point.

[DC Tom]

Your're missing the point.

 

So what else is new?

 

Or, as Fox calls it: BREAKING NEWS!!!!

[blzrul]

Aren't you a big proponent of regulation, Deb? Does this strike you as OK, for the Insurance company's? Don't you hate big Corporations?

 

 

 

God you're funny.

Does WHAT strike me as ok?

 

I'm a big proponent of regulation?

 

I have always worked in giant, bumbling Fortune 15 corporations except for a stint in a giant, bumbling mega-law firm. I wouldn't say I hate them, I've learned to navigate them quite well. I would say except for the law firm, those companies when I was with them had a decent "social conscience" and encouraged employees to do the same. I am well aware that there are hundreds of corporations that don't...so I don't work there.

 

Of course I'm funny. I can work a room like nobody's business.

[erynthered]

Does WHAT strike me as ok?

 

I'm a big proponent of regulation?

 

I have always worked in giant, bumbling Fortune 15 corporations except for a stint in a giant, bumbling mega-law firm. I wouldn't say I hate them, I've learned to navigate them quite well. I would say except for the law firm, those companies when I was with them had a decent "social conscience" and encouraged employees to do the same. I am well aware that there are hundreds of corporations that don't...so I don't work there.

 

Of course I'm funny. I can work a room like nobody's business.

 

Aside from all your gobbLygoop, you agree with me?

[DC Tom]

Aside from all your gobbLygoop, you agree with me?

 

I think she'd need to drink about twelve beers to even understand you tonight.

[erynthered]

So what else is new?

 

Or, as Fox calls it: BREAKING NEWS!!!!

 

 

This place sucks.

 

< John Adams, though I'll continue to post here >

[Steely Dan]

Fortunately I switched years ago on my home owners Policy. They asked for a 47% increase in premiums for home owner policy here in Florida, which was denied by the state. My issue is the state still letting them write any policy for auto life etc. To cherry pick as they did with homeowners was one thing now they get to do that with other policy's.

 

I call bull sh--, if you pull one available policy to cherry pick others is bull sh--. I say kick them out of the state.

 

Also, when I did have SF they did something called stacking, which is illegal in the state of Florida, though carefully worded they can circumvent the law when they write policy.

 

The " Good hands People" are !@#$ing thieves.

 

Though, most insurance companies are..........

 

 

Parasites

 

What an effiing hypocrite!! Government regulation is socialist unless it hurts you!!! Why don't you STFU and cry to someone who has no idea of how you've railed against regulations for the past several years.

 

 

Aren't you a big proponent of regulation, Deb? Does this strike you as OK, for the Insurance company's? Don't you hate big Corporations?

 

 

 

God you're funny.

 

You love them until they do something that is a problem for you. Suddenly being able to make a profit without regulation is a bad thing. You are so self-centered!!

[OCinBuffalo]

I've done work for 2 insurance companies, both health care. Never in the history of capitalism has there been a better example for regulation. At one place(and this was before HIPPA was taken seriously at all, not that it is even now), every day I walked past the 40 full time "investigators" whose job it was to basically get their hands on people's private info by any means possible.

 

This is why I get pissed at Republicans when the call for blanket deregulation. But I also get pissed at Democrats for things like how they do surveys for Medicare/Medicaid. Then, I get pissed at Wall Street/SEC because the entire attempt at regulation there is both ineffective and inefficient. It's a giant waste of money that accomplishes exactly none of the stated objectives.

 

To be clear, both positions are retarded. Neither party has a monopoly on stupidity here, there's plenty to go around.

 

It's not and can't be, an "all or nothing" situation. Democrats = ALL, Republicans = NOTHING, and you end up with a "compromise" that doesn't work, and only causes business to do a bunch of things that cost them money and provides no value in return, and nothing of real value to the government either. The only thing these "compromises" do is provide for additional legions of government jobs that serve no real purpose, blatantly fail at their mission, and waste everybody's time.

 

Edit: Some supporting data

$33 Billion in Medicare and Medicaid Fraud

An additional $1.1 BILLION for the guys who are supposed to be stopping the above fraud

What are the chances that the succeed? Nah, just throw them some more money so that the can continue to fail miserably.

[Steely Dan]

I've done work for 2 insurance companies, both health care. Never in the history of capitalism has there been a better example for regulation. At one place(and this was before HIPPA was taken seriously at all, not that it is even now), every day I walked past the 40 full time "investigators" whose job it was to basically get their hands on people's private info by any means possible.

 

This is why I get pissed at Republicans when the call for blanket deregulation. But I also get pissed at Democrats for things like how they do surveys for Medicare/Medicaid. Then, I get pissed at Wall Street/SEC because the entire attempt at regulation there is both ineffective and inefficient. It's a giant waste of money that accomplishes exactly none of the stated objectives.

 

To be clear, both positions are retarded. Neither party has a monopoly on stupidity here, there's plenty to go around.

 

It's not and can't be, an "all or nothing" situation. Democrats = ALL, Republicans = NOTHING, and you end up with a "compromise" that doesn't work, and only causes business to do a bunch of things that cost them money and provides no value in return, and nothing of real value to the government either. The only thing these "compromises" do is provide for additional legions of government jobs that serve no real purpose, blatantly fail at their mission, and waste everybody's time.

 

Gee, it sounds like we need comprehensive health care that's not run by greedy companies.

[erynthered]

What an effiing hypocrite!! Government regulation is socialist unless it hurts you!!! Why don't you STFU and cry to someone who has no idea of how you've railed against regulations for the past several years.

 

 

 

 

You love them until they do something that is a problem for you. Suddenly being able to make a profit without regulation is a bad thing. You are so self-centered!!

 

 

Another one missing the point. Though I'm not surprised.

[Steely Dan]

Another one missing the point. Though I'm not surprised.

 

Ok, what's your point?

[erynthered]

Ok, what's your point?

 

For the dense....

 

Why is it that any state would allow an insurance company to hold them hostage over their belief that they should be able to raise insurance rates only on homeowners policies and let them have free rein on cherry picking policy holders in other policies to fit their profit margins. It should be all or nothing.

 

 

God you're an idiot. Shouldnt you be bumping one of your own threads on the wall, right now?

[OCinBuffalo]

Gee, it sounds like we need comprehensive health care that's not run by greedy companies.

Um, need I remind you that the people doing most of the failing here are Federal government employees? Your plan is to add approximately double the # of Federal employees, triple their budget, and you think that somehow that will work???

 

Here's the answer: let counties run and regulate their own health care collectives/insurance. Counties will need to compete with each other. If you consume health care in a county that's not your own, interstate, the Feds run that like a clearinghouse, the state does county to county. This way what health care is provided, for whom, and how much, is a local decision, determined by local doctors/officials/taxpayers. If you hate what your local officials decide, vote them out. IF you can't get rid of them, move to a new county. If you think you need more insurance than the average joe, you can sign up/pay for more. Simple.

 

Don't have some impossibly large, myopic agency attempting to determine what health care Mrs. Jones needs at 3 in the morning, on Saturday, 1000 miles away. Let her neighbors figure that out, they are there, they know her better, and they actually give a crap.

[Steely Dan]

For the dense....

 

Why is it that any state would allow an insurance company to hold them hostage over their belief that they should be able to raise insurance rates only on homeowners policies and let them have free rein on cherry picking policy holders in other policies to fit their profit margins. It should be all or nothing.

 

God you're an idiot. Shouldnt you be bumping one of your own threads on the wall, right now?

 

I didn't miss the point at all. You're saying the regulation of the company didn't go far enough. They should have regulated everything they did to the point of kicking them out of the state. You thought it would work against you and so you agreed with the regulation that kept them from getting the 47% increase because that would have been bad for you.

 

I don't understand why you thought the 47% increase was bad at all. I'd think you'd be against them regulating that in any way. After all in a capitalistic society it's the laws of supply and demand that make everything work without any necessary regulations. If they had made that 47% increase then customers would just go to other companies. What's your problem with that?

 

Edited to add: The reason they wanted to raise those rates, I believe, is due to higher costs from hurricanes. If you don't like it move.

[Steely Dan]

Um, need I remind you that the people doing most of the failing here are Federal government employees? Your plan is to add approximately double the # of Federal employees, triple their budget, and you think that somehow that will work???

 

Here's the answer: let counties run and regulate their own health care collectives/insurance. Counties will need to compete with each other. If you consume health care in a county that's not your own, interstate, the Feds run that like a clearinghouse, the state does county to county. This way what health care is provided, for whom, and how much, is a local decision, determined by local doctors/officials/taxpayers. If you hate what your local officials decide, vote them out. IF you can't get rid of them, move to a new county. If you think you need more insurance than the average joe, you can sign up/pay for more. Simple.

 

Don't have some impossibly large, myopic agency attempting to determine what health care Mrs. Jones needs at 3 in the morning, on Saturday, 1000 miles away. Let her neighbors figure that out, they are there, they know her better, and they actually give a crap.

 

WTF? First it's been proven that Medicare and Medicaid run at a much more efficient level than private insurers.

 

Your solution is to have over a hundred thousand different health care systems and when somebody is injured a 1000 miles away then only their counties health care plan would apply. I see that as one big flustercuck that would be unimaginably difficult to manage.