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The disgrace is that we need to do this at all. It's because tax revenue from Wall Street is so far down.

 

 

And spending is so far up. I am really disappointed by Patterson here. This budget is a joke.

 

Two quick fixes...

 

Public employees are currently required to contribute 3% of their annual income toward their pensions...but only first the first 10 years of employement. WTF? Who even comes up with that? Make the 3% for the term of employment, save billions.

 

Medicaid eligibility thresholdss make NYS the largest state spender on Medicaid nationally, spending approximately $45.4 billion. By contrast, California (certainly not a conservative state), a state with twice the population of NY, spends $39 billion. Adopt California's eligibility thresholds, save billions.

 

Budget crisis solved for years.

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The disgrace is that we need to do this at all. It's because tax revenue from Wall Street is so far down.

 

The real problem is the out of control spending. But what would you know. You simply sit in line collecting a welfare check and go home to your subsidized government apartment without offering any real ideas , just disagreements for the sake of disagreeing.

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The subprime situation was a result of your girlfriend Barney telling banks they must give loans to ner do wells , no down payment no proof of income , motgages collapsed . Bush warned of the subprime mess but you tards control congress. A fact the tards that voted for Obama did even know Yep Barney and Stevie good combo. :D

Stop spreading that lie... They told the banks to stop red-lining in poor areas and make legitimate loans, doing their due dilligence. So did the rest of Dems. But banks were making too much profit elsewhere to bother doing their research, so they applied to same tactics to high risk areas without doing their homework. A lot of people looked the other way because at least they were making loans, but no one told them not to do their homework....

 

That is on the banks. Get it right.

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That is on the banks. Get it right.

 

I agree with you that it is the banks fault - but it is also the borrowers fault as well.

 

It is like arresting drung dealers and not arresiting drug addicts, or vice versa. The banks are the dealers and the individuals that could not afford the loans in the first place are the junkees.

 

Both parties are to blame.

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I agree with you that it is the banks fault - but it is also the borrowers fault as well.

 

It is like arresting drung dealers and not arresiting drug addicts, or vice versa. The banks are the dealers and the individuals that could not afford the loans in the first place are the junkees.

 

Both parties are to blame.

No no. That's what the free markateers want you to believe. In reality speculators were playing a game buying up houses hoping to make a killing when the prices kept marching upwards while the banks were selling off their risk for loans they never, ever should have made and making a profit on selling these stinking debts.

 

Ah, the wonders of a market that is self regulating

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No no. That's what the free markateers want you to believe. In reality speculators were playing a game buying up houses hoping to make a killing when the prices kept marching upwards while the banks were selling off their risk for loans they never, ever should have made and making a profit on selling these stinking debts.

 

Ah, the wonders of a market that is self regulating

 

This is a classic case of dergulation run wild, and some speculators were partly to blame, but have not accounted for the majority of foreclosures.

 

There was a significant demand for CDOs - The IBs couldn't package them up fast enough. The banks saw a great opportunity to lend and mitigate their risk - but you still need borrowers to take out the loans - and many who had no business having a credit card, let alone a mortgage, were lining up to get a mortgage.

 

All parties are to blame. Hence the drug dealer / drug addict analogy.

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So these are all temporary taxes? Never heard of any tax that's temporary. Perfect example is that thruway tolls were just to pay for the construction.

I agree and I am concerned, NY is increasing spending with less revenue and CT is cutting spending, despite major cuts when times were good, yet they didn't lower taxes...? Where did the money go I wonder.... Both states are screwed up.

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Stop spreading that lie... They told the banks to stop red-lining in poor areas and make legitimate loans, doing their due dilligence. So did the rest of Dems. But banks were making too much profit elsewhere to bother doing their research, so they applied to same tactics to high risk areas without doing their homework. A lot of people looked the other way because at least they were making loans, but no one told them not to do their homework....

 

That is on the banks. Get it right.

The banks just jumped on the lifting of any restrictions by your girlfriend Barney saying the banks cant use income or ability to pay or as you call it redlining. Barney also said Freddy and Fannie were well run and in good shape. Sure the banks were at fault for taking that liberty but so were the people that could not pay in the first place. How do you make ligimate loans in poor areas gimme a break . Fact of life there will always be have- nots. Affordable housing for everyone , the dream of tards.

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