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Simple. If he made 280k, my guess is his base salary was about 100k, with 180k in bonus. 100k base is not much to live on in NYC, think 50k in Buffalo, it really is comparable.

 

That bonus splits out to, my guess, 130k-150k in cash and 30k - 50k in restricted stock options (Bear was notorious for giving these out). The restricted stock options he got last year would have been virtually worthless. Bonuses are taxed at 43% in NYC, you see 57%. He would have seen about 75k on the bonus. Now, the question is...did he make any big ticket purchases (NYC apt, engagement ring etc.)?

 

Not defending him, but just saying...it could happen quickly.

 

 

I agree somewhat. I live in Montreal so the cost of living is higher than Buffalo but obviously lower than NYC.

 

Chances are he didn't only work for one year, and did an Escalade become a part of his big ticket item?

 

Obviously when you make more money, you get accustomed to a better standard of living but you need to simply build a good nestegg. Rainy day's happy to everyone.

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It's nice and cool in my office.

 

Yea, well you're one of those Wall St. fat cats who can afford the AC. How 'bout kickin down some jack to us po folk so's we can git a little sum sum? /sarcasm

 

Back on earth in So. Cal.-it's still hot! I'm actually working from home so I've got the fan on high...

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Maybe there are still people in this world that have to float a paper check for a day or two till payday?

 

No, it's easier to max out a credit card than post-date a check nowadays.

 

Most people who write checks at the grocery store are just being dicks.

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No, it's easier to max out a credit card than post-date a check nowadays.

 

Most people who write checks at the grocery store are just being dicks.

 

I still write checks at the grocery store. The supermarket I go to will ask you if you want them to print it out... I say no!

 

But, then again... I usually have everything written out except the amount!

 

:lol::lol:

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:lol::lol:

 

I was also wondering if people can allocate their money into different funds themselves... Are people offered a place to put their money into a safe, no risk fund? Working for the gov't, I know that is one thing I can do... Pull it all out of the risk areas and plop it into a no risk fund. The great thing now, is everything can be done online and daily... Not like the past where there was huge waiting periods.

 

I don't think anyone explicitely answered your question:

 

Yes. Most profit-sharing plans and 401k's offer a variety of funds with different philosophies and balances.

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I don't think anyone explicitely answered your question:

 

Yes. Most profit-sharing plans and 401k's offer a variety of funds with different philosophies and balances.

 

Thanks.

 

I know an older fellow at work that is probably messing things up royally... He is constantly moving things around here and there... The good thing is that I think you get so many transactions within a certain time frame. It is almost comical! I came in to work and wondered what the Dow closed at, because I was away from the TV for a while... Of course this co-worker shouted out today's closing number.

 

He is gonna spoil the nice way we do interfund transfers and allocations... Just like when they stopped allowing people to have two personal loans out on their account when Bush got in... Oh and put a waiting period and 50 buck fee on loans.

 

I agree... It is the "jugglers" that I think are phucking things up. :lol::lol:

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