cantankerous Posted July 13, 2006 Posted July 13, 2006 I'm looking to get some quotes because i'm paying an arm and a leg right now for full coverage...there has to be a cheaper company than progressive...(i'm paying 192 a month right now) I'm 23, male and have an immaculate driving record. Any opinions and information would be helpful to me. So fellow bills fans, which company works the best for you?
sweet baboo Posted July 13, 2006 Posted July 13, 2006 i switched from progressive to geico because progressive kept raising my rates for no reason (no tickets, no accidents) geico has been dropping my rates steadily in the 3 years i've been with them
cantankerous Posted July 13, 2006 Author Posted July 13, 2006 Thanks collegeguy, I just got a quote from them and it's over $300 less for a 6 month policy.
inkman Posted July 13, 2006 Posted July 13, 2006 i switched from progressive to geico because progressive kept raising my rates for no reason (no tickets, no accidents) geico has been dropping my rates steadily in the 3 years i've been with them 722322[/snapback] I tried Geico. They didn't appreciate my driving record and the price reflected it. Esurance doesn't seem to do as extensive a driving record check.
kegtapr Posted July 13, 2006 Posted July 13, 2006 I switched from Progressive to Geico about 4 years ago and my premium was cut in half and has been falling ever since. I shop around for new quotes about once a year as well but they've always been the lowest.
Helmet_hair Posted July 13, 2006 Posted July 13, 2006 Beacon ins. is the lowest price standard company you'll find. I went from Nationwide after 20 years to them and save half.
Corp000085 Posted July 13, 2006 Posted July 13, 2006 I use geico... My rates are very low, and have actually decreased throughout my years with them.
Beerball Posted July 13, 2006 Posted July 13, 2006 If you have served in the military you will find that USAA is your best option. If not...then I can't help.
Movinon Posted July 13, 2006 Posted July 13, 2006 If you have served in the military you will find that USAA is your best option. If not...then I can't help. 722389[/snapback] Certain restrictions apply - I was separated from active duty in 1992 but am not eligible with USAA.
Beerball Posted July 13, 2006 Posted July 13, 2006 Certain restrictions apply - I was separated from active duty in 1992 but am not eligible with USAA. 722402[/snapback] If I remember correctly, you have to join while on active duty. Not sure what other restrictions there may be.
ACor58 Posted July 13, 2006 Posted July 13, 2006 I'm looking to get some quotes because i'm paying an arm and a leg right now for full coverage...there has to be a cheaper company than progressive...(i'm paying 192 a month right now) I'm 23, male and have an immaculate driving record. Any opinions and information would be helpful to me. So fellow bills fans, which company works the best for you? 722308[/snapback] As far as Geico goes, just remember that you pay for what you get. Their customer service is awful. I swithced to Allstate. My rates are lower and the service is great. AIG also has very good rates.
USMCBillsFan Posted July 13, 2006 Posted July 13, 2006 I had Geico until they screwed me for homeowners insurance when I bought a new house. I switched to USAA and my rates went down for both my homeowners and car insurance.
Dan Gross Posted July 13, 2006 Posted July 13, 2006 State Farm. My rates are low (to me) in part because I'm a long-time customer with a big accident-free bonus on one of the vehicles (they didn't even take it away when my wife got into a fender-bender...). But I don't care as much about the rates. They are there when I need them, and don't give me a hassle about anything. I actually had an adjuster come up with a higher estimate than the dealership for one accident. And I can have the car repaired at a dealership (using genuine parts)... They don't drop you for nickel-and-diming on the comprehensive like I've heard others do. Replaced a few windshields...again, no hassle.... They don't raise your rates if an accident is not your fault, even if the other driver is uninsured. I've heard others do that as well... That's what I pay for. I could care less if the lizard came up $50 cheaper...
drnykterstein Posted July 13, 2006 Posted July 13, 2006 State Farm here, I've shopped around, slightly more expensive than Gecko or whatever.. but those agents are worth every penny. The one even helped me tweak my policy to get the most coverage for the best rate.
GoodBye Posted July 13, 2006 Posted July 13, 2006 I'm looking to get some quotes because i'm paying an arm and a leg right now for full coverage...there has to be a cheaper company than progressive...(i'm paying 192 a month right now) I'm 23, male and have an immaculate driving record. Any opinions and information would be helpful to me. So fellow bills fans, which company works the best for you? 722308[/snapback] I use Allstate. My rates are low and they have great customer service. I also have them for homeowners insurance as well. Your rates typically go down a little after you turn 25 I believe it is.
stuckincincy Posted July 13, 2006 Posted July 13, 2006 I've had Erie for auto and homeowners since 1985. Very good service. But they underwrite in just a few states AFAIK. When I moved to OH from Pittsburgh in 1990, my rates went up a bit - their reason for it was that Ohio has no vehicle mechanical inspection law, and the data shows that crashes are more likely. And I believe it.
erynthered Posted July 13, 2006 Posted July 13, 2006 Here you go! http://www.jdpower.com/finance/ratings/hom...rance/index.asp http://www.jdpower.com/finance/ratings/aut...rance/index.asp JD Power
drnykterstein Posted July 13, 2006 Posted July 13, 2006 car insurance is for suckers... 722477[/snapback] lol, I do pine for the day when I have a big enough bank account to insure myself.
Ramius Posted July 13, 2006 Posted July 13, 2006 i use progressive. they are cheaper for me than the damn gecko. they were the cheapest a few years ago when i signed on with them, and my rates have been dropping little by little ever since.
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