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I am your investment advisor and am offering you two options:

 

1. 56.2% of an annual annuity which grows at 15% a year or:

 

2. 60% of an annual annuity that declines 12% in the first year and grows at 8% after that.

 

Let's call it a 7 year investment.

 

You make the call and then call Mr. Upshaw.

 

:lol:

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