Tommy Callahan Posted July 25, 2023 Posted July 25, 2023 26 minutes ago, Orlando Tim said: Actually Joe did run the best campaign in history. He knew the media would lie for him in an entirely unethical way and he allowed it to happen so he could win. Why give your political enemies something to run with when doing nothing is the winning strategy? When one has all of media, social media, house money, PACS/Charities, and ballot harvesting groups on board, it works great on the current thing folks. 2
B-Man Posted July 25, 2023 Posted July 25, 2023 Unleash the haters ! DeSantis Uninjured in Car Crash En Route to Tennessee Campaign Event by Ari Blaff Flordia Governor Ron DeSantis was involved in a car crash in Tennessee on Tuesday morning while he was on the campaign trail. “This morning, the governor was in a car accident while traveling to an event in Chattanooga, Tennessee,” Bryan Griffin, a spokesman of the governor, said in a public statement released to the press. “He and his team are uninjured.” “We appreciate the prayers and well wishes of the nation for his continued protection while on the campaign trail,” he added. https://www.nationalreview.com/news/desantis-uninjured-in-car-crash-en-route-to-tennessee-campaign-event/ Yeah, but we don't know this guy's credentials', right ?? Florida Black history academic shreds Harris' 'categorically false' claims in unaired ABC News interview by Alexander Hall An academic who helped craft Florida’s African American history curriculum called out Vice President Kamala Harris for mischaracterizing the course material in interview footage ABC News left on the cutting room floor. The Florida Board of Education recently approved a new curriculum for African American history, with a section on how "slaves developed skills which, in some instances, could be applied for their personal benefit" drawing heavy criticism https://www.foxnews.com/media/florida-black-history-academic-shreds-harris-categorically-false-claims-unaired-abc-news-interview 1
Doc Posted July 25, 2023 Posted July 25, 2023 14 hours ago, B-Man said: That is a false statement. Never mind that the election is over 15 months away. Who knows where Joke will be then? 5 hours ago, Orlando Tim said: Actually Joe did run the best campaign in history. He knew the media would lie for him in an entirely unethical way and he allowed it to happen so he could win. Why give your political enemies something to run with when doing nothing is the winning strategy? Yup. Just hide in the basement and claim you're going to "shut down [Wuhan] virus."
TheBrownBear Posted July 25, 2023 Posted July 25, 2023 15 hours ago, Doc said: Joke has no chance to win re-election either with or without that anchor Kammy as VP again. There is no wuhan pandemic to lie about anymore. Biden will have to prove himself truly incapacitated/demented in debates (which honestly may happen) to lose to Trump. Republicans might lose the presidency for a generation on the abortion debate alone.
SoCal Deek Posted July 25, 2023 Posted July 25, 2023 1 minute ago, TheBrownBear said: Biden will have to prove himself truly incapacitated/demented in debates (which honestly may happen) to lose to Trump. Republicans might lose the presidency for a generation on the abortion debate alone. Close. I’m guessing that a lot of it rides on how they answer the question in a debate.
Orlando Buffalo Posted July 26, 2023 Posted July 26, 2023 5 minutes ago, BillStime said: DeSaster Weird I just paid mine about 10 days ago and it is up only about 40% since 2016, or right about in line with inflation. I am sure insurance is very expensive for people who have million dollar homes along the coastal areas. Insurance in FL will always be expensive because we get hurricanes but I do find your numbers interesting since my home insurance is below the national average but my home value is above the national average
Doc Posted July 26, 2023 Posted July 26, 2023 11 hours ago, Orlando Tim said: Weird I just paid mine about 10 days ago and it is up only about 40% since 2016, or right about in line with inflation. I am sure insurance is very expensive for people who have million dollar homes along the coastal areas. Insurance in FL will always be expensive because we get hurricanes but I do find your numbers interesting since my home insurance is below the national average but my home value is above the national average More misrepresentations about Florida? Color me shocked!
The Frankish Reich Posted July 26, 2023 Posted July 26, 2023 1 hour ago, Doc said: More misrepresentations about Florida? Color me shocked! But property insurers are leaving Florida. Why? They may not be willing to deal with the risk imposed by hurricanes and other weather events. OK. I get it. But the typical response of an insurer to a high risk environment is to charge higher premiums. So are Florida insurance regulators not allowing that to happen? If so, aren't they meddling in the free market? If not, what is the reason?
Doc Posted July 26, 2023 Posted July 26, 2023 1 hour ago, The Frankish Reich said: But property insurers are leaving Florida. Why? They may not be willing to deal with the risk imposed by hurricanes and other weather events. OK. I get it. But the typical response of an insurer to a high risk environment is to charge higher premiums. So are Florida insurance regulators not allowing that to happen? If so, aren't they meddling in the free market? If not, what is the reason? Um...that's what they're doing. DeSantis can't force them to accept lower premiums.
The Frankish Reich Posted July 26, 2023 Posted July 26, 2023 40 minutes ago, Doc said: Um...that's what they're doing. DeSantis can't force them to accept lower premiums. But since he seems to be able to get the Florida legislature to do whatever he wants, it stands to reason that he can get them to fix Florida insurance law so that property insurers can stay in that market and still make money. Yet ... he doesn't. Why not? Because he doesn't want to be known as the Governor who raised insurance rates?
Doc Posted July 26, 2023 Posted July 26, 2023 2 hours ago, The Frankish Reich said: But since he seems to be able to get the Florida legislature to do whatever he wants, it stands to reason that he can get them to fix Florida insurance law so that property insurers can stay in that market and still make money. Yet ... he doesn't. Why not? Because he doesn't want to be known as the Governor who raised insurance rates? Oh it "stands to reason"? LOL!
Orlando Buffalo Posted July 26, 2023 Posted July 26, 2023 5 hours ago, The Frankish Reich said: But property insurers are leaving Florida. Why? They may not be willing to deal with the risk imposed by hurricanes and other weather events. OK. I get it. But the typical response of an insurer to a high risk environment is to charge higher premiums. So are Florida insurance regulators not allowing that to happen? If so, aren't they meddling in the free market? If not, what is the reason? The biggest reason that some of the them are leaving is that home insurance is a slow gainer and fast loser in Florida, if you are not writing auto insurance in the state there is not much room for a sustained profit. Secondly the state does require insurance companies to cover certain numbers in each risk pool and the individual companies might not think the investment is worth it. There unfortunately is not an easy answer since the state has exploded in cost over the past two years and the new laws will likely take two years to settle the litigation side down. I am glad I love in Orlando and these issues are lesser than coastal areas.
The Frankish Reich Posted July 26, 2023 Posted July 26, 2023 15 minutes ago, Orlando Tim said: Secondly the state does require insurance companies to cover certain numbers in each risk pool and the individual companies might not think the investment is worth it. In other words, government failure. The State of Florida's regulations make it unprofitable or too risky to write property insurance policies. You can fix that, or you can legislate against Disney. Apparently you can't do both at the same time?
Orlando Buffalo Posted July 26, 2023 Posted July 26, 2023 1 hour ago, The Frankish Reich said: In other words, government failure. The State of Florida's regulations make it unprofitable or too risky to write property insurance policies. You can fix that, or you can legislate against Disney. Apparently you can't do both at the same time? Why is that government failure? It has worked in Florida for at least 50 years, and has been done in about half the states for a long time. Home insurance is unfortunately something that does need some govt attention since problems can have a devastating impact on people's lives, currently we are not there.
The Frankish Reich Posted July 27, 2023 Posted July 27, 2023 3 hours ago, Orlando Tim said: Why is that government failure? It has worked in Florida for at least 50 years, and has been done in about half the states for a long time. Home insurance is unfortunately something that does need some govt attention since problems can have a devastating impact on people's lives, currently we are not there. It is government failure because an insurance market - which could be profitable despite tropical storm risk - is in turmoil. And it is not profitable because government regulation doesn't allow the companies to charge a premium sufficient to protect against risk. In those situations, the government needs to fix the regulatory structure.
Orlando Buffalo Posted July 27, 2023 Posted July 27, 2023 40 minutes ago, The Frankish Reich said: It is government failure because an insurance market - which could be profitable despite tropical storm risk - is in turmoil. And it is not profitable because government regulation doesn't allow the companies to charge a premium sufficient to protect against risk. In those situations, the government needs to fix the regulatory structure. A market in turmoil is a sign of government failure? It happens all the time but I also noticed your standard for turmoil seems to vary in regards to who is the political winner. 1
The Frankish Reich Posted July 27, 2023 Posted July 27, 2023 (edited) 11 minutes ago, Orlando Tim said: A market in turmoil is a sign of government failure? It happens all the time but I also noticed your standard for turmoil seems to vary in regards to who is the political winner. No. California has similar problems. A market failure there too. Markets typically don't fail by themselves. Bad policy is the usual culprit. Gavin Newsom isn't running for President (yet). Ron DeSantis is (for a little bit longer) Edited July 27, 2023 by The Frankish Reich
Orlando Buffalo Posted July 27, 2023 Posted July 27, 2023 1 minute ago, The Frankish Reich said: No. California has similar problems. A market failure there too. Markets typically don't fail by themselves. Bad policy is the usual culprit. Gavin Newsom isn't running for President (yet). Ron DeSantis is (for a little bit longer) Now you are approaching lying. The market is definitely not a failure. The market is having issues because the guidelines in place do not have room for a 100% increase in value of homes over 3 years in many part of FL. What state do you live in? 1
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