Ridgewaycynic2013 Posted January 1, 2019 Posted January 1, 2019 On 1/1/2019 at 10:56 PM, BuffaloBill said: There are extremes. It is the mirror opposite of bill pay. Why would anyone write out checks and mail them today? It is both time consuming and postage is expensive. Expand Mail people gotta eat too, ya know...
plenzmd1 Posted January 1, 2019 Posted January 1, 2019 On 1/1/2019 at 11:18 PM, Augie said: You lost ALL credibility when you reported that you could be considered a “gentleman”. We lost you in the first sentence! PLUS, I offered you $50 CASH money for a $30 debt, and you refused! How are we to take your financial advice on anything? You should work for the government! Now, I will have you know I have this Venmo garbage, and fully expect to have my related credit card compromised, my credit ruined....and complete financial devastation as a result. Thank you! Rather than a cardboard box, can I live on your back porch? I get $100 at a time from the ATM and it lasts forever. It’s 99.9% credit card transactions. BTW, most places that say they have a minimum amount for CC sales are in violation of their Merchant Agreements but are trying to keep their merchant fee rates from rising. Expand lord you are old and cranky!!!! Come live on the porch..been out there all day today !
Augie Posted January 1, 2019 Posted January 1, 2019 On 1/1/2019 at 11:13 PM, plenzmd1 said: i do feel bad for the salvation army folks, the kids selling stuff outside a store etc..plenty of times I used to buy stuff or donate the $5 in my pocket...now i dont have that $5 Expand I always try to give to the Salvation Army bell ringers, and I’m mad at myself for this year. I gave to all but one, and I skipped him because I was down to one $20, and I didn’t want to have zero cash. It still bugs me. I used to ring bells when I was younger and learned that when I had my cute young kids with me I got probably 10 times the donations. More money and the kids got to see something positive. At least I didn’t have them making shoes in Vietnam.
Ridgewaycynic2013 Posted January 1, 2019 Posted January 1, 2019 (edited) On 1/1/2019 at 11:06 PM, plenzmd1 said: I am 56 and seldom have cash save for three places..the casino, OTB, and gentlemans club... Expand But a debit card or credit card works at these places too! Just ‘tap’ the card, or put it in the slot... On 1/1/2019 at 11:22 PM, plenzmd1 said: lord you are old and cranky!!!! Come live on the porch..been out there all day today ! Expand Gassy? Edited January 1, 2019 by Ridgewaycynic2013
Augie Posted January 1, 2019 Posted January 1, 2019 On 1/1/2019 at 11:22 PM, plenzmd1 said: lord you are old and cranky!!!! Come live on the porch..been out there all day today ! Expand Will you have something good for me to eat? 1
plenzmd1 Posted January 1, 2019 Posted January 1, 2019 On 1/1/2019 at 11:25 PM, Ridgewaycynic2013 said: But a debit card or credit card works at these places too! Just ‘tap’ the card, or out it in the slot... Expand yea...no place to tap a card at the crap table!!!
Augie Posted January 1, 2019 Posted January 1, 2019 I’m also needy! On 1/1/2019 at 11:26 PM, plenzmd1 said: yea...no place to tap a card at the crap table!!! Expand Crap table? Is this part of your routine in the upper deck? ...maybe I don’t want to know...... 1 1
Buftex Posted January 1, 2019 Posted January 1, 2019 On 1/1/2019 at 11:13 PM, plenzmd1 said: i do feel bad for the salvation army folks, the kids selling stuff outside a store etc..plenty of times I used to buy stuff or donate the $5 in my pocket...now i dont have that $5 Expand Girl Scouts and Boy Scouts now take credit card payments... 1
SlimShady'sSpaceForce Posted January 1, 2019 Posted January 1, 2019 For the most part I use a debit card. I take some cash out to spend on lunches (to keep a budget on what I eat) 1
Cripple Creek Posted January 1, 2019 Posted January 1, 2019 On 1/1/2019 at 10:27 PM, BuffaloBill said: I suppose it is possible to live without cash in the days of cell phone wallets. What do you prefer cash, checks, credit cards, crypto-currency or phone based pay mechanisms? I ask simply because I am in an airport where the restaurants force you to pay on card. It does make it easier for the staff as they don’t have to make change for anything. However, I suspect it also drives up the tabs because there is science that shows when you use plastic you will spend more. Thoughts? Expand Simply give me your cash and you won't have any decisions to worry about. trust me 1
boyst Posted January 2, 2019 Posted January 2, 2019 samsung pay - benefit over apple pay is it isn't owned by the terrible company of apple. another benefit is it will work at any nearly any credit card machine even if not set up for it. it just makes the reader think it's a credit card going through with the nfc chip. i seldom carry my wallet anywhere these days, in fact. i have my phone with me and took a picture of my insurance cards and license, that if in a pinch, would be of assistance since i seldom carry my license/wallet. i generally odn't have cash and if i borrow a dollar it could be a month before i come across one to pay you back.
/dev/null Posted January 2, 2019 Posted January 2, 2019 On 1/2/2019 at 12:02 AM, Boyst62 said: i generally odn't have cash and if i borrow a dollar it could be a month before i come across one to pay you back. Expand note to self, never loan boyst a dollar 1
Buffalo_Gal Posted January 2, 2019 Posted January 2, 2019 On 1/1/2019 at 11:06 PM, plenzmd1 said: I am 56 and seldom have cash save for three places..the casino, OTB, and gentlemans club...and seeing how I am in a gentleman's club about once every 3 years..not a biggie! Use a credit card in some form 99% of time..person to person payments all Venmo now..trying to get some of the old farts on this board like @Augie or @ExiledInIllinoisto get Venmo was like pulling teeth. I get $200 out of ATM when i get cash..i would say lasts me about 3 months now on average Expand 6 I will say you are always willing to lob it up there, waiting for the smash back. You know I cannot do that to you though. ? (I don't have to since I see @Augie beat me to it. ? ) 1
Augie Posted January 2, 2019 Posted January 2, 2019 On 1/1/2019 at 11:04 PM, Boca BIlls said: Always using cash for drugs. Expand And hookers. Wasn’t Jerry Springer an elected official in Cincinnati who wrote a personal check fior a hooker? Where’s @Seasons1992 for important info like this? (NOT implying you were a pimp at the age of 14 and payed for your season tickets that way, but it would be a great Risky Business kind of tale to tell!)
KD in CA Posted January 2, 2019 Posted January 2, 2019 I wish you had made the poll so you could choose multiple options or with some type of allocation. It's hard to imagine not having multiple forms of payment at my disposal. Cash for certain things (paying babysitter), hot dog at the ballgame, etc., but can go a week or more without any in my wallet. Credit cards are the dominant form of payment for daily expenses. E-payments for recurring expenses like mortgage, credit cards, utilities, etc. Checks only for a small handful of expenses (eg, cleaning lady). Phone payment apps to pay individuals (family, drug dealer, etc) 1
Augie Posted January 2, 2019 Posted January 2, 2019 On 1/2/2019 at 2:39 AM, KD in CA said: I wish you had made the poll so you could choose multiple options or with some type of allocation. It's hard to imagine not having multiple forms of payment at my disposal. Cash for certain things (paying babysitter), hot dog at the ballgame, etc., but can go a week or more without any in my wallet. Credit cards are the dominant form of payment for daily expenses. E-payments for recurring expenses like mortgage, credit cards, utilities, etc. Checks only for a small handful of expenses (eg, cleaning lady). Phone payment apps to pay individuals (family, drug dealer, etc) Expand You know better, the babysitter AND the drug dealer are both cash payments. Leave no record, and for the convenience if your babysitter IS your drug dealer.
KD in CA Posted January 2, 2019 Posted January 2, 2019 On 1/2/2019 at 2:56 AM, Augie said: You know better, the babysitter AND the drug dealer are both cash payments. Leave no record, and for the convenience if your babysitter IS your drug dealer. Expand Actually the drug dealer here is perfectly legal so we probably used Venmo last time. And they make house calls!
Augie Posted January 2, 2019 Posted January 2, 2019 On 1/2/2019 at 3:04 AM, KD in CA said: Actually the drug dealer here is perfectly legal so we probably used Venmo last time. And they make house calls! Expand How.....convenient.
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