RochesterRob Posted January 17, 2019 Share Posted January 17, 2019 19 minutes ago, 3rdnlng said: I posted the website of Dave Ramsey, a radio host that teaches people how to get out of debt and save money. It's basically sacrifice early on in life so that you aren't a slave to debt and interest. People need to be careful with Ramsey. A fair amount of what he says is sound such as figuring a dollar amount per month that you can pay for a vehicle and still feed a rainy day fund. Even if doing this does not satisfy a whim. But his ideas on paying down debt warrants close scrutiny. Too many times I have heard some of his callers say they have paid down six figures of debt in a couple of years without giving a whole lot of detail. Were they making six figures to start with? Was the waitress running a personal brothel in the storage room? Did a guy start selling drugs? Link to comment Share on other sites More sharing options...
Tiberius Posted January 17, 2019 Share Posted January 17, 2019 3 minutes ago, keepthefaith said: Pelosi IMO has nothing to lose by holding out. The media will have her back. Her House members are mostly in lock step with her or are afraid of her. She and much of the Dem base don't want border security or don't care. Mexico hasn't yet offered to pay for the wall, and Nancy is Harry Reid nasty and stubborn. As time goes on Government workers not getting paid will make an increasing amount of noise and the media will run wild with that. All of the pressure is on Trump and will continue to be IMO. Trump has done a mostly lousy job of presenting the issue of border security to Americans and an even lousier job of exposing his opposition's true position of wanting open borders. He can't win an honest debate about the border. There is no major problem of an invasion that requires a wall or anything like that. 2 Link to comment Share on other sites More sharing options...
RochesterRob Posted January 17, 2019 Share Posted January 17, 2019 10 minutes ago, DC Tom said: It's not a difficult concept: don't buy what you don't need. Spend less than you earn. With the rest, save, then invest. And credit is not cash. It's debt against future earnings - which is useful tool, but an awful lifestyle. A good plan if you can do it but there are quite a few that are hand to mouth through no fault of their own. They don't buy vehicles and homes that they can not afford. 10 minutes ago, Tiberius said: This is a common problem. I was getting tires for my Corolla and the guy putting on the tires--earns less than me, I assume--was saying how lucky I was because his pick up truck costs twice as much to get tires. And I said, ya, and every time you fill up at the pump too! I did not know that they have Corolla's in Eastern Europe? Link to comment Share on other sites More sharing options...
Tiberius Posted January 17, 2019 Share Posted January 17, 2019 5 minutes ago, RochesterRob said: A good plan if you can do it but there are quite a few that are hand to mouth through no fault of their own. They don't buy vehicles and homes that they can not afford. I did not know that they have Corolla's in Eastern Europe? Judging by your posts, you do not know much of anything. Clown Link to comment Share on other sites More sharing options...
RochesterRob Posted January 17, 2019 Share Posted January 17, 2019 2 minutes ago, Tiberius said: Judging by your posts, you do not know much of anything. Clown Good clowns such as myself are making in the high five figures so we don't have to buy a Corolla if we don't want to. By the way I thought that Soros had some old Yugo's in the fleet for the cubicle farm. Link to comment Share on other sites More sharing options...
row_33 Posted January 17, 2019 Share Posted January 17, 2019 (edited) 49 minutes ago, DC Tom said: It's not a difficult concept: don't buy what you don't need. Spend less than you earn. With the rest, save, then invest. And credit is not cash. It's debt against future earnings - which is useful tool, but an awful lifestyle. don't go to Starbucks, you'll have enough before you know it to make that downpayment on the $1.5M condo (that tiny one) Edited January 17, 2019 by row_33 Link to comment Share on other sites More sharing options...
LB3 Posted January 17, 2019 Share Posted January 17, 2019 43 minutes ago, 3rdnlng said: My son-in-law can't afford to buy a house but can pick up carry-out and get his coffee from Starbucks nearly every day. This is like the people that just need to have a kid even though they can barely make ends meet themselves. Then they act like people are supposed to feel bad for them because they're struggling. I do feel bad...for the kid. Not their fault they had morons for parents that made a selfish decision to have them without the means to support them. Link to comment Share on other sites More sharing options...
Tiberius Posted January 17, 2019 Share Posted January 17, 2019 18 minutes ago, RochesterRob said: Good clowns such as myself are making in the high five figures so we don't have to buy a Corolla if we don't want to. By the way I thought that Soros had some old Yugo's in the fleet for the cubicle farm. Have to buy? How about being smart about managing your money so you keep more of it, you clown Link to comment Share on other sites More sharing options...
RochesterRob Posted January 17, 2019 Share Posted January 17, 2019 3 minutes ago, Tiberius said: Have to buy? How about being smart about managing your money so you keep more of it, you clown i drive a 2006 Silverado with under 90K miles because I have a need for a truck. Most of the vehicles I have bought were not high end models. I've run a Geo Metro literally into the ground. About the most "spendy" car I bought was a student driver Chevy with 3,500 miles on it for 18,500 dollars. I saved nearly 8,000 dollars versus buying the same thing new. Served me well as all the vehicles have. 1 Link to comment Share on other sites More sharing options...
Foxx Posted January 17, 2019 Share Posted January 17, 2019 7 1 Link to comment Share on other sites More sharing options...
3rdnlng Posted January 17, 2019 Share Posted January 17, 2019 51 minutes ago, RochesterRob said: A good plan if you can do it but there are quite a few that are hand to mouth through no fault of their own. They don't buy vehicles and homes that they can not afford. I did not know that they have Corolla's in Eastern Europe? He misspelled Crayola. Link to comment Share on other sites More sharing options...
Deranged Rhino Posted January 17, 2019 Share Posted January 17, 2019 16 minutes ago, Foxx said: Link to comment Share on other sites More sharing options...
TakeYouToTasker Posted January 17, 2019 Share Posted January 17, 2019 18 minutes ago, Foxx said: That is hilarious. 1 Link to comment Share on other sites More sharing options...
Chef Jim Posted January 17, 2019 Share Posted January 17, 2019 1 hour ago, reddogblitz said: I'm loving this. People telling other people how to handle their money. Assuming if people are living paycheck to paycheck it's because they're blowing there money on luxuries. Maybe they have a person in their family with a chronic illness that sucks up a lot of ca$h. Maybe they are paying back student loans. Maybe they do save but it's in their 401K which they can't take it out without a huge penalty. You have no idea. Judging people whose paycheck has been ended due to no fault of their own and then giving them advice from afar not knowing their circumstances is a pompous arrogant attitude IMHO. If you're living paycheck to paycheck because you're paying back your student loan you paid too much for college, got the wrong degree or your parents didn't have the forethought to think about the cost of raising and educating a child before they had one. 1 hour ago, 3rdnlng said: I posted the website of Dave Ramsey, a radio host that teaches people how to get out of debt and save money. It's basically sacrifice early on in life so that you aren't a slave to debt and interest. Live like no one else so you can live like no one else. Link to comment Share on other sites More sharing options...
keepthefaith Posted January 17, 2019 Share Posted January 17, 2019 15 minutes ago, TakeYouToTasker said: That is hilarious. It is. Seriously hilarious. Even Obama is probably laughing. 2 Link to comment Share on other sites More sharing options...
Chef Jim Posted January 17, 2019 Share Posted January 17, 2019 3 minutes ago, keepthefaith said: It is. Seriously hilarious. Even Obama is probably laughing. I told my sister awhile back that Trump was the most entertaining President ever! She said she doesn't need the President to entertain her. Seriously?? This ***** is awesome. 1 Link to comment Share on other sites More sharing options...
B-Man Posted January 17, 2019 Share Posted January 17, 2019 I assumed that the letter from President Trump to Speaker Pelosi was a fake, but no—it’s real, and it’s spectacular! Economy yawning at shutdown 1 Link to comment Share on other sites More sharing options...
Buffalo_Gal Posted January 17, 2019 Share Posted January 17, 2019 (edited) For more on that postponed trip... (thread) Edited January 17, 2019 by Buffalo_Gal 1 4 1 Link to comment Share on other sites More sharing options...
B-Man Posted January 17, 2019 Share Posted January 17, 2019 What a day to be alive The bus went around the block and back to the Capitol where members eventually got off. The wheels on the bus go round and round! "It's not an attempt to stick it to @NancyPelosi, it's an attempt to keep Speaker Pelosi in the country so she can negotiate." -- @johnrobertsFox reporting what WH sources are saying about cancelling Pelosi's military flight to EU. CNN is now claiming on air that Trump grounding Pelosi’s flight could trigger an international crisis..........? . 4 Link to comment Share on other sites More sharing options...
TakeYouToTasker Posted January 17, 2019 Share Posted January 17, 2019 7 minutes ago, Buffalo_Gal said: For more on that postponed trip... (thread) This is amazing... 1 Link to comment Share on other sites More sharing options...
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