Doc Brown Posted March 28, 2019 Share Posted March 28, 2019 (edited) 2 hours ago, LABillzFan said: I don't necessarily agree with this, because most Americans know that the FUBAR'ed state of American health insurance...which is really the issue here...came from Obamacare. They KNOW who made things this bad. But even if I agreed with you, the odds of the Donner Party sticking to this card alone is a pipe dream. As long as the young guns keep getting the biggest mic linked to the biggest speaker, then it's open borders, late-term abortion, hate the Jews, socialism and Green Deal. No one is leading. No one is driving the message. It's a Donner Party schittshow and if Pelosi can't get them to shut up -- which she can't -- then it'll be up to the base to make these nuts go away. And that ain't happening either because, like I said, they have the biggest mics and speakers with the media in their corner and the Donner Party base LOVES the crazies. They stuck to it at the midterms and that turned out alright. It's hard to take a party serious when it ***** for six years about the ACA and then can't replace it when it has the ability to do so. They then try to kill it through the courts and only make it more expensive for people. Health care premiums and related bankruptcies were at an all time high before the '08 election so saying we want to go back to the way things were is not a winning strategy. Healthcare will be right up there with the economy as the number one issue people care about when going into the voting booths. Edited March 28, 2019 by Doc Brown 1 Link to comment Share on other sites More sharing options...
/dev/null Posted March 28, 2019 Share Posted March 28, 2019 8 hours ago, SoCal Deek said: The federal government took over the student loan business a few years ago (not greedy capitalist pigs). That government is making billions off the interest, all on the backs of gullible kids. you're fairly new to PPP so i'll give you a pass this time, but you need to learn to recognize when somebody asks a leading question Link to comment Share on other sites More sharing options...
SoCal Deek Posted March 28, 2019 Share Posted March 28, 2019 2 hours ago, /dev/null said: you're fairly new to PPP so i'll give you a pass this time, but you need to learn to recognize when somebody asks a leading question Did I need to ask your permission? The lack of basic economic knowledge on here often cracks me up. The ‘cost’ of college isn’t the problem. It’s the easy access to cheap loans. It’s all supply and demand...like everything else. Colleges won’t and can’t raise their prices if no one is applying. It’s just like buying a car. They don’t ask you what you to pay for the car. They ask you what you want your payment to be. As long as people can take out the loans the price will continue to rise. Pretty simple really! (My daughter is a Director of Admissions) Link to comment Share on other sites More sharing options...
snafu Posted March 28, 2019 Author Share Posted March 28, 2019 4 minutes ago, SoCal Deek said: Did I need to ask your permission? The lack of basic economic knowledge on here often cracks me up. The ‘cost’ of college isn’t the problem. It’s the easy access to cheap loans. It’s all supply and demand...like everything else. Colleges won’t and can’t raise their prices if no one is applying. It’s just like buying a car. They don’t ask you what you to pay for the car. They ask you what you want your payment to be. As long as people can take out the loans the price will continue to rise. Pretty simple really! (My daughter is a Director of Admissions) Just because colleges can jack up tuition doesn’t mean they ought to. I may be wrong (and I haven’t looked it up in a long time), but it is my impression that most private schools don’t reinvest their endowments into subsidizing tuition across the board. Schools charge tuition, kids pay for books and room and board, they hock for alumni donations. I could easily believe that the annual income far exceeds their expenses. I get it that they don’t need to do it. I get it that they are mostly for-profit institutions. However, most every school capitalizes on the general perception that every kid must have a college degree. They compete with each other to sell the social experience just as much, if not more, than the educational experience, and they market all this to 18 year old kids. Easy college loan money isn’t supply and demand relative to tuition increases, it is (a factor in) cause and effect. Supply for a college education is plentiful, at all levels of quality and experience. Someone buying a car that he can’t afford may not get the car he’s looking to buy because, oddly enough, it is more difficult to get cheap financing for a car purchase. This is why automobile prices haven’t shot up disproportunately to other goods — while the cost of a college education has. Link to comment Share on other sites More sharing options...
3rdnlng Posted March 28, 2019 Share Posted March 28, 2019 (edited) 36 minutes ago, SoCal Deek said: Did I need to ask your permission? The lack of basic economic knowledge on here often cracks me up. The ‘cost’ of college isn’t the problem. It’s the easy access to cheap loans. It’s all supply and demand...like everything else. Colleges won’t and can’t raise their prices if no one is applying. It’s just like buying a car. They don’t ask you what you to pay for the car. They ask you what you want your payment to be. As long as people can take out the loans the price will continue to rise. Pretty simple really! (My daughter is a Director of Admissions) I think that's what Dev and I were both saying. Colleges are getting away with charging more because students have a way of finding the money through loans. There is no constraint on the schools to keep costs down. I recently read where a school was increasing its "diversity staff" fourfold along with soaring administration costs. Its doing so not because of a need but because it can. You are right regarding the lack of basic economic knowledge but you'll find that most here have it. It's definitely needed by high schoolers and if their parents aren't teaching them high schools should. https://www.city-journal.org/html/belt-tightening-101-13693.html See how Perdue does it. Edited March 28, 2019 by 3rdnlng Link to comment Share on other sites More sharing options...
SoCal Deek Posted March 28, 2019 Share Posted March 28, 2019 Snafu The federal government is funding car loans! If you had to pay off your student loans in five years you’d better believe that the cost of college would come way down. And yes, private colleges are for profit, but in essence so are public universities. Again, just look to supply and demand. On a related note, Doesn’t it seem a bit ridiculous that the same congressmen that screamed about the mortgage loan crisis have helped to create this new personal debt crisis? It’s NOT a coincidence. Americans love credit and debt and the federal government is the poster child for this addiction. 1 minute ago, 3rdnlng said: I think that's what Dev and I were both saying. Colleges are getting away with charging more because students have a way of finding the money through loans. There is no constraint on the schools to keep costs down. I recently read where a school was increasing its "diversity staff" fourfold along with soaring administration costs. Its doing so not because of a need but because it can. You are right regarding the lack of basic economic knowledge but you'll find that most here have it. It's definitely needed by high schoolers and if their parents aren't teaching them high schools should. You and I agree. My daughters university doesn’t operate on a vacuum. They have to compete for students, so there is ‘some’ check on keeping prices competitive but when kids and their parents have such easy access to cheap credit you get the current ‘problem’. It’s exactly the same as the recent mortgage crisis. I’m amazed at how people didn’t see this coming. Link to comment Share on other sites More sharing options...
3rdnlng Posted March 28, 2019 Share Posted March 28, 2019 https://www.city-journal.org/html/belt-tightening-101-13693.html See how Perdue does it. Link to comment Share on other sites More sharing options...
row_33 Posted March 28, 2019 Share Posted March 28, 2019 1 hour ago, 3rdnlng said: https://www.city-journal.org/html/belt-tightening-101-13693.html See how Perdue does it. Boiler Up! Link to comment Share on other sites More sharing options...
keepthefaith Posted March 28, 2019 Share Posted March 28, 2019 (edited) 1 hour ago, 3rdnlng said: https://www.city-journal.org/html/belt-tightening-101-13693.html See how Perdue does it. Indiana is a fairly well run state and a tour of Purdue reflects what's in the article. It's a state school, a darned good one and unlike so many other midwest schools (I visited more than 12 schools when my 3 kids were looking for a college to attend) the buildings and facilities on campus are more modest. So many universities public and private are doing endless construction investing many millions in housing, sports complexes, recreational centers, etc... Gorgeous facilities all to compete with other schools in the region. Students could do just fine with a lot less. Many parents are willing to pay whatever it costs to send their kids to certain schools so that they can peacock among their friends. Illinois has about the highest in-state college costs in the country, no surprise there. University of Illinois for a year of tuition, other fees and room/board costs about $30K per year for in-state students. Edited March 28, 2019 by keepthefaith Link to comment Share on other sites More sharing options...
snafu Posted March 28, 2019 Author Share Posted March 28, 2019 1 hour ago, SoCal Deek said: Snafu The federal government is funding car loans! If you had to pay off your student loans in five years you’d better believe that the cost of college would come way down. And yes, private colleges are for profit, but in essence so are public universities. Again, just look to supply and demand. On a related note, Doesn’t it seem a bit ridiculous that the same congressmen that screamed about the mortgage loan crisis have helped to create this new personal debt crisis? It’s NOT a coincidence. Americans love credit and debt and the federal government is the poster child for this addiction. I think we agree to some extent on the effect that easy money has -- to keep the cost propped up. But I think we may disagree on which came first. In my opinion, the schools (competing with each other and marketing to kids) bounced their costs up. Lesser schools followed in behind the leaders and so on down the line. This made the cost go up across the board. Only when people started to notice the precipitous rise did the government step in to increase funding programs that already existed. Please also note that my opinion is purely anecdotal at this point. Link to comment Share on other sites More sharing options...
row_33 Posted March 28, 2019 Share Posted March 28, 2019 56 minutes ago, keepthefaith said: Indiana is a fairly well run state and a tour of Purdue reflects what's in the article. It's a state school, a darned good one and unlike so many other midwest schools (I visited more than 12 schools when my 3 kids were looking for a college to attend) the buildings and facilities on campus are more modest. So many universities public and private are doing endless construction investing many millions in housing, sports complexes, recreational centers, etc... Gorgeous facilities all to compete with other schools in the region. Students could do just fine with a lot less. Many parents are willing to pay whatever it costs to send their kids to certain schools so that they can peacock among their friends. Illinois has about the highest in-state college costs in the country, no surprise there. University of Illinois for a year of tuition, other fees and room/board costs about $30K per year for in-state students. Will Perdue sucked up getting screamed at by MJ every single day of his time with the Bulls, as did everyone else until they were finally disposed of, that's admirable to an extent. Link to comment Share on other sites More sharing options...
3rdnlng Posted March 28, 2019 Share Posted March 28, 2019 15 minutes ago, snafu said: I think we agree to some extent on the effect that easy money has -- to keep the cost propped up. But I think we may disagree on which came first. In my opinion, the schools (competing with each other and marketing to kids) bounced their costs up. Lesser schools followed in behind the leaders and so on down the line. This made the cost go up across the board. Only when people started to notice the precipitous rise did the government step in to increase funding programs that already existed. Please also note that my opinion is purely anecdotal at this point. The schools competed with each other by raising tuition? **********************************Warning!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Your account has been hacked by a virus called gatorstut. Unfortunately there is no known fix. Sorry. 1 Link to comment Share on other sites More sharing options...
snafu Posted March 28, 2019 Author Share Posted March 28, 2019 26 minutes ago, 3rdnlng said: The schools competed with each other by raising tuition? **********************************Warning!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Your account has been hacked by a virus called gatorstut. Unfortunately there is no known fix. Sorry. I'm in the Gatordome!!! Link to comment Share on other sites More sharing options...
Uncle Joe Posted March 28, 2019 Share Posted March 28, 2019 (edited) 56 minutes ago, 3rdnlng said: The schools competed with each other by raising tuition? **********************************Warning!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Your account has been hacked by a virus called gatorstut. Unfortunately there is no known fix. Sorry. It's called collusion, / ducks head Back on track. Has anybody been following the Apology Tour?Bloomberg mocks apologizing Dems while explaining why he passed on 2020 Edited March 28, 2019 by Uncle Joe Link to comment Share on other sites More sharing options...
Deranged Rhino Posted March 28, 2019 Share Posted March 28, 2019 1 1 Link to comment Share on other sites More sharing options...
keepthefaith Posted March 28, 2019 Share Posted March 28, 2019 2 hours ago, 3rdnlng said: The schools competed with each other by raising tuition? They are competing for admissions by adding campus features. I'm sorry if I was talking about Purdue University when a couple of you were posting about Perdue the chicken company. 1 Link to comment Share on other sites More sharing options...
row_33 Posted March 28, 2019 Share Posted March 28, 2019 10 minutes ago, keepthefaith said: They are competing for admissions by adding campus features. I'm sorry if I was talking about Purdue University when a couple of you were posting about Perdue the chicken company. or Will Perdue Perdue re: chicken was an answer in the Sunday NYT puzzle two weeks ago Link to comment Share on other sites More sharing options...
keepthefaith Posted March 28, 2019 Share Posted March 28, 2019 2 minutes ago, row_33 said: or Will Perdue Is he running for President now? Link to comment Share on other sites More sharing options...
3rdnlng Posted March 28, 2019 Share Posted March 28, 2019 2 minutes ago, keepthefaith said: They are competing for admissions by adding campus features. I'm sorry if I was talking about Purdue University when a couple of you were posting about Perdue the chicken company. Schools? Chicken? How do get that out of my post about OxyContin? 1 Link to comment Share on other sites More sharing options...
Deranged Rhino Posted March 28, 2019 Share Posted March 28, 2019 He's not running but hits on a common theme: https://www.foxnews.com/politics/eric-holder-when-did-you-think-america-was-great He was AG... and it leads me to ask a question: If they hate this country so much, why do they want to run it? Link to comment Share on other sites More sharing options...
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