zevo Posted May 5, 2016 Share Posted May 5, 2016 if you have a 401k with a match from work you should be contributing to that (at least up to the match) first....then if there is money left over to invest a Roth IRA....tax diversification Link to comment Share on other sites More sharing options...
Tiberius Posted May 5, 2016 Author Share Posted May 5, 2016 You're not contributing to your 401k right? This is exactly what I figured. You did not have a point Link to comment Share on other sites More sharing options...
Chef Jim Posted May 5, 2016 Share Posted May 5, 2016 if you have a 401k with a match from work you should be contributing to that (at least up to the match) first....then if there is money left over to invest a Roth IRA....tax diversification Maybe................. This is exactly what I figured. You did not have a point Answer the question and I'll get to the point. Link to comment Share on other sites More sharing options...
boyst Posted May 5, 2016 Share Posted May 5, 2016 i heard there were pie charts here? Link to comment Share on other sites More sharing options...
Chef Jim Posted May 5, 2016 Share Posted May 5, 2016 i heard there were pie charts here? Only of you brought the ice cream charts. Link to comment Share on other sites More sharing options...
DC Tom Posted May 5, 2016 Share Posted May 5, 2016 (edited) I'm really divided over this. I have a traditional and love the tax right off. I then use the tax return to turn around and fund the IRA. But is that the smartest way to go? Would I be better off long term using the Roth and withdrawing the money tax free? I'm not planning on being in a higher tax bracket when I retire and I might actually not even be forced to spend the IRA savings, as I should have a good amount invested in other areas. Any suggestions would be appreciated. Thanks in advance Just to be clear...after ALL that bitching on PPP about how it was so necessary that people who give retirement advice be legally required to be a fiduciary...you're now asking for retirement advice from a bunch of people you don't even know who have no fiduciary responsibility? What the !@#$ is wrong with you? Are you really this big an idiot? Seriously? if you have a 401k with a match from work you should be contributing to that (at least up to the match) first....then if there is money left over to invest a Roth IRA....tax diversification He doesn't though, because the plan advisor only had pie charts he didn't understand, so he was sure Goldman-Sachs was ripping him off and he was better off managing his own IRA. He explained that over on PPP...which is why he's asking for advice here. No one here knows how much of a ****head he actually is. Edited May 5, 2016 by DC Tom Link to comment Share on other sites More sharing options...
Jauronimo Posted May 5, 2016 Share Posted May 5, 2016 Just to be clear...after ALL that bitching on PPP about how it was so necessary that people who give retirement advice be legally required to be a fiduciary...you're now asking for retirement advice from a bunch of people you don't even know who have no fiduciary responsibility? What the !@#$ is wrong with you? Are you really this big an idiot? Seriously? He doesn't though, because the plan advisor only had pie charts he didn't understand, so he was sure Goldman-Sachs was ripping him off and he was better off managing his own IRA. He explained that over on PPP...which is why he's asking for advice here. No one here knows how much of a ****head he actually is. Knowing that is in line with knowing how many roads a man must walk down before you can call him a man or how much wood a woodchuck would chuck if a woodchuck could chuck wood. The depth of his ignorance is so profound that its more of a rhetorical. Link to comment Share on other sites More sharing options...
Deranged Rhino Posted May 5, 2016 Share Posted May 5, 2016 What the !@#$ is wrong with you? Are you really this big an idiot? Seriously? Not an idiot. A trolling liar. Link to comment Share on other sites More sharing options...
DC Tom Posted May 5, 2016 Share Posted May 5, 2016 Not an idiot. A trolling liar. That made me choke on my dinner. Brilliant. Link to comment Share on other sites More sharing options...
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