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Trump Releases Healthcare Plan


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https://www.donaldjtrump.com/positions/healthcare-reform

 

 

 

1: Completely repeal Obamacare. Our elected representatives must eliminate the individual mandate. No person should be required to buy insurance unless he or she wants to.

 

2: Modify existing law that inhibits the sale of health insurance across state lines. As long as the plan purchased complies with state requirements, any vendor ought to be able to offer insurance in any state. By allowing full competition in this market, insurance costs will go down and consumer satisfaction will go up.

 

3: Allow individuals to fully deduct health insurance premium payments from their tax returns under the current tax system. Businesses are allowed to take these deductions so why wouldn’t Congress allow individuals the same exemptions? As we allow the free market to provide insurance coverage opportunities to companies and individuals, we must also make sure that no one slips through the cracks simply because they cannot afford insurance. We must review basic options for Medicaid and work with states to ensure that those who want healthcare coverage can have it.

 

4: Allow individuals to use Health Savings Accounts (HSAs). Contributions into HSAs should be tax-free and should be allowed to accumulate. These accounts would become part of the estate of the individual and could be passed on to heirs without fear of any death penalty. These plans should be particularly attractive to young people who are healthy and can afford high-deductible insurance plans. These funds can be used by any member of a family without penalty. The flexibility and security provided by HSAs will be of great benefit to all who participate

 

5: Require price transparency from all healthcare providers, especially doctors and healthcare organizations like clinics and hospitals. Individuals should be able to shop to find the best prices for procedures, exams or any other medical-related procedure.

 

6: Block-grant Medicaid to the states. Nearly every state already offers benefits beyond what is required in the current Medicaid structure. The state governments know their people best and can manage the administration of Medicaid far better without federal overhead. States will have the incentives to seek out and eliminate fraud, waste and abuse to preserve our precious resources.

 

7: Remove barriers to entry into free markets for drug providers that offer safe, reliable and cheaper products. Congress will need the courage to step away from the special interests and do what is right for America. Though the pharmaceutical industry is in the private sector, drug companies provide a public service. Allowing consumers access to imported, safe and dependable drugs from overseas will bring more options to consumers.

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#7 is going to be a very tough sell. Over all, it's far more good than bad, however.

 

The reason #7 is a tough sell is that the US is subsidizing the rest of the world's drug costs. Why do people think that "imported" drugs are cheaper?

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I'm voting for him.

 

I can't think of a single Democratic initiative that put money in my pocket over the last 8 years. Never mind putting it in, how about stop taking more and more out

You think his 35% tariff on imported goods and his cutting of taxes without reforming entitlements are going to be good for the middle class, working class, and working poor?

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"Since March of 2010, the American people have had to suffer under the incredible economic burden of the Affordable Care Act—Obamacare," "This legislation, passed by totally partisan votes in the House and Senate and signed into law by the most divisive and partisan President in American history, has tragically but predictably resulted in runaway costs, websites that don’t work, greater rationing of care, higher premiums, less competition and fewer choices."

 

Trump said in a statement.

 

 

 

 

It's mostly positive.

 

Trump commits in substance to a repeal of ObamaCare and the exit of the federal government from management of the health-care markets.

 

It returns oversight over plan coverage to the states, where it was before ObamaCare got imposed, and would allow for greater competition through interstate sales.

 

It also returns HSAs to the center of policy regarding insurance management for individuals and price transparency as a way to blunt utilization, hinting — not explicitly stated, though — that an emphasis will fall on tailored coverage rather than demanding expensive comprehensive coverage for those who don’t need it and won’t ever use it.

 

 

http://hotair.com/archives/2016/03/03/trump-releases-health-care-plan-based-on-obamacare-repeal/

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#5 would be problematic if people start basing their treatment on the lowest bidder. It would have the consequence of increasing everyone's cost from skyrocketing malpractice insurance.

 

A better solution would be to standardize procedures and prices, so the general preference would be decided by availability, and not affordability. Maybe even a profit sharing system similar to the NFL model.

 

Instead of single payer, how about single provider? I know it would stifle competition, but how many people actually shop for hospitals?

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Instead of single payer, how about single provider? I know it would stifle competition, but how many people actually shop for hospitals?

 

 

That's the European model. Besides, it's not about competition between hospitals, but competition between insurance providers.

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Resets us to pre-Obamacare and allows some interstate competition, which many claim will be the panacea to cure the ills of healthcare, which is nonsense. It's a good idea but just an iterative one.

 

As someone said above, I've seen worse plans but this one is not all that creative.

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