dib Posted February 9, 2016 Posted February 9, 2016 "tax refund" they keep talking about on television. I keep seeing "3000$" average refund. Really?
shrader Posted February 9, 2016 Posted February 9, 2016 My paycheck was apparently setup incorrectly when I started my current job back in late 2014. It's not pretty.
DC Tom Posted February 9, 2016 Posted February 9, 2016 It's a scam designed to convince stupid that they receive free money from the government once a year.
Chef Jim Posted February 10, 2016 Posted February 10, 2016 It's not as bad as it used to be. During the peak of the RE boom here in CA in the mid 2000's I was seeing people getting $10k plus refunds and blowing it all as if it just fell into their lap. Dumbasses! As soon as I'd see those kinds of refunds I knew immediately they had more house than their paychecks could support.
Marv's Neighbor Posted February 11, 2016 Posted February 11, 2016 It's a scam designed to convince stupid that they receive free money from the government once a year. Problem is, they do get "free money." from the Govt., and pass the savings on to the rest of us.
Saxum Posted February 11, 2016 Posted February 11, 2016 It is just people giving a interest free loan to the government which is not as bad as it used to be for these days we are giving interest free (almost) loans to banks now called savings accounts.
Chef Jim Posted February 12, 2016 Posted February 12, 2016 It is just people giving a interest free loan to the government which is not as bad as it used to be for these days we are giving interest free (almost) loans to banks now called savings accounts. Yes the difference is the banks give you your money back anytime you ask. The government makes you fill out a form and you can't fill it out until the beginning of the year and have to get it to them by the 15th of April.
Saxum Posted February 12, 2016 Posted February 12, 2016 Yes the difference is the banks give you your money back anytime you ask. The government makes you fill out a form and you can't fill it out until the beginning of the year and have to get it to them by the 15th of April. No banks do NOT ALWAYS give it back whenever you ask. We had a large amount of money in Discovery Bank which only has online banking; we could not log in one day and called and found out our online bank access was "closed" and they could not explain why - there were no usual notations on account (i.e. death, customer request, etc) and they could not explain WHY it was closed. Their suggestion was to open a new online account and after it was approved we could get access to our money; we told them since our account was closed without our consent we wished for the money to be wired to another bank and they refused and would only mail a check (regular mail) and when we asked what happens if check never arrives they said they would need to "investigate it" and put funds on hold. We finally decided to open a new account and in only transaction we transferred all of the money out of our account. We got multiple messages from bank asking why we were unhappy with their service
Chef Jim Posted February 13, 2016 Posted February 13, 2016 No banks do NOT ALWAYS give it back whenever you ask. We had a large amount of money in Discovery Bank which only has online banking; we could not log in one day and called and found out our online bank access was "closed" and they could not explain why - there were no usual notations on account (i.e. death, customer request, etc) and they could not explain WHY it was closed. Their suggestion was to open a new online account and after it was approved we could get access to our money; we told them since our account was closed without our consent we wished for the money to be wired to another bank and they refused and would only mail a check (regular mail) and when we asked what happens if check never arrives they said they would need to "investigate it" and put funds on hold. We finally decided to open a new account and in only transaction we transferred all of the money out of our account. We got multiple messages from bank asking why we were unhappy with their service Sure they do. In your case you wanted your money and they offered to mail you a check.
Saxum Posted February 13, 2016 Posted February 13, 2016 Sure they do. In your case you wanted your money and they offered to mail you a check. A check with no guarantee for it to arrive; they offered a check not the money (several items including annual form for IRS never arrived in previous years) and only way I could guarantee it was to open a new online account. That account is still open with $0 just so they need to have to do paperwork now for no gain.
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