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To get the insurance for iphone or not?


bbb

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So, when I bought my iphone 6 a few weeks ago, I wasn't too thrilled with the sales guy at the Apple Store. And, I had gone there because I wasn't too thrilled with my last experience at the verizon store, and had been happy with my first iphone purchase at the apple store.

 

Now, I get a letter saying that I made a smart choice in protecting my phone. I called up and said when did I sign up for this? She looked it up and said when I bought my phone. That ahole signed me up when I said let me think about it and I'll tell you at the end of the purchase here (after getting my stuff over from my old phone). He never asked again - he just signed me up.

 

I told her on the phone, let me get back to you now that I know the deal. Supposedly it's $9 a month - and then if your phone is damaged or stolen, you pay 199 for a new phone overnighted. She said it would cost me $750 to buy the new phone without the insurance.

 

It seems like a good deal. But, I hate to reward that ahole for signing me up! I won't base my decision on that, though............I usually don't get any extended warranty type things, but is it a good idea to do it here? My secretary just told me she gets it. (I've never broke an iphone in the 6 years I've owned one, but this iphone 6 seems designed to drop - it's slippery!)

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Nah. I have a Rockform case and it's pretty sturdy.

I don't have a case for my phone. It just made the damn thing too big. I've dropped my caseless phoe several times. Everything from our hardwood floors to our cement garage floor without a scratch. Still carry the insurance because i know as soon as I dump it I will drop my phone and it will blow up.

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What in the world are you hiding with this purchase?

 

This insurance question is just a distraction, in my humblest opinion

 

It's an iphone 6, just like Tom Brady's new phone. That's all I can say right now.

 

I don't have a case for my phone. It just made the damn thing too big. I've dropped my caseless phoe several times. Everything from our hardwood floors to our cement garage floor without a scratch. Still carry the insurance because i know as soon as I dump it I will drop my phone and it will blow up.

 

That's exactly it for me - I don't want a case because it makes it too big, harder to get out of pocket, etc...........And, I dropped my iphone 4 a good number of times and nothing ever happened..........So, that's why I didn't want the insurance........But, this iphone 6 is sleeker (the 4 was flat and laid on things like a paperweight) and therefore more slippery. I've dropped it a lot more than the 4 so far..........Maybe the ahole who signed me up did me a favor.

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Your first mistake was going to an Apple store.

Your second mistake is buying an Iphone.

 

Knowing you're actually okay with getting ripped off, I would say keep the insurance. Also, are you interested in buying a time share from me?

THIS, Get an android next time and skip the insurance it's a ripoff. High deductables and then most plans give you a refurb anyway.Get an Otterbox.

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There are plenty of cases for the phone that dont make it much bigger but go a very long way in adding protection. I'd also recommend a screen film that helps prevent cracking.

 

I've got a Tech21 case and a screen film, and my phone is basically indestructible now.

 

Theyre worth it and much cheaper than the insurance or replacing the phone. I dont know how you guys havent broken your phones yet, but it's more luck than anything else.

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Spend 90 bucks on a Lifeproof case and cancel the insurance.

exactly. The insurance is a scam too. The charge over $200 for a replacement phone. I have ATT, and it is a third party insurance agent, with difficult to reach, multi option, lengthy phone call, jumping through hoops trying to get a replacement. I broke my replacement phone, and tried to get a third one. They refused, even though I was paying $9 a month. I said "WTF? Do you think this is a scam? Do you think I break my phone, and then purchase another for $200?". And when you talk to ATT trying to find out what is going on with your replacement phone- they say "its not our company that deals with replacements. Call this number". And you are right back going through phone hell. $9x12= $108- you are ahead of the game if you order a lifeproof case

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Supposedly it's $9 a month - and then if your phone is damaged or stolen, you pay 199 for a new phone overnighted. She said it would cost me $750 to buy the new phone without the insurance.

I've been living on the wild side for the last 6 years. It hasn't been that wild.

 

If you keep the phone as long as the last one....

 

6 years x 12 months = 72 months

 

72 months x $9/month = $648

 

plus the $199 for the replacement phone, which once the new ones come out Verizon/Apple will be giving them away for less than $100, doesn't seem like a good deal to me. Invest in a case to make it beefier and less slippery instead. That's what I did. I've got a Speck candyshell case on mine....

 

http://www.speckproducts.com/apple/iphone-cases/iphone-6-cases.html

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I am not adding anything different.

 

I keep insurance on my phone for at least 1 year, some times 2. Depends if I already know the next phone I want is out there. The current phone I have is 4 years old and still perfectly suits my needs. The phone is a Droid Bionic.

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I am not adding anything different.

 

I keep insurance on my phone for at least 1 year, some times 2. Depends if I already know the next phone I want is out there. The current phone I have is 4 years old and still perfectly suits my needs. The phone is a Droid Bionic.

I am still hacking away on a Motorola Droid 4 from 2012. Those bastages won't make a Droid 5. It is slide-out full QWERTY keyboard or die!

 

I am milling about picking up an extra phone before you can't find these dinosaurs anymore.

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Neither my wife, nor I, has insurance on our phones. We got the insurance for our son's phone because he's 12. But we also got him a nice case and he treats his phone like we treat our children. I had a caseless iphone for about 7 years without a problem. I dropped my android once and it was dead. So I just got an otterbox for the new phone, but no insurance. My son's insurance costs about $10/month.

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Neither my wife, nor I, has insurance on our phones. We got the insurance for our son's phone because he's 12. But we also got him a nice case and he treats his phone like we treat our children. I had a caseless iphone for about 7 years without a problem. I dropped my android once and it was dead. So I just got an otterbox for the new phone, but no insurance. My son's insurance costs about $10/month.

You cruel father... Cheapsake! 10 bucks a month???

 

I feel sorry for his phone. Should have got him the Cadillac insurance plan, a nice caring parent would have! Of course, you'd get taxed by the gubermint on that Cadillac plan, but it is well worth it seeing how you are w/your children.

 

Na na... :-P :-P

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