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Posted

Not a short window. You get 3 months. That's more than enough time. If they made it longer, people would buy it only when they get sick.

 

I don't know. I'm told it's literally impossible for minorities to get a photo ID when you spot them an entire year. Three months seems like a very short window for these minorities to get 'free' health care.

Posted

So we created this gigantic program to provide "access to affordable coverage" to everyone only to limit enrollment to a short window at the beginning of each year?

 

It's a generous window really, why would someone need more that 30 days to pick an insurance plan anyway?

Posted

It's a generous window really, why would someone need more that 30 days to pick an insurance plan anyway?

Well, it seems the gubmint in it's infinite wisdom and know-it-all-ness didn't account for life events - like getting a new job after the "official window" closes. Fie, Fie, Fee, Fee... let them do COBRA. That should suffice. It's only a few thousand people anyway. Think of the billions and billions of people now that have health care insurance! What an accomplishment! Of course, they might not be able to use it anywhere and if and when they do it'll cost more than if they just showed up at the emergency room and stiffed the hospital and paying public. But they're paying their "fair share", umm amirite?

Posted

Well, it seems the gubmint in it's infinite wisdom and know-it-all-ness didn't account for life events - like getting a new job after the "official window" closes. Fie, Fie, Fee, Fee... let them do COBRA. That should suffice. It's only a few thousand people anyway. Think of the billions and billions of people now that have health care insurance! What an accomplishment! Of course, they might not be able to use it anywhere and if and when they do it'll cost more than if they just showed up at the emergency room and stiffed the hospital and paying public. But they're paying their "fair share", umm amirite?

No, I think they thought this part of the law through since again, as I said, if you extend the enrollment period for things like losing a job after the official window, then people could just buy insurance when they need it and drop it when they don't. People lose jobs all throughout the year so making it an open enrollment would kill the program.

Posted

No, I think they thought this part of the law through since again, as I said, if you extend the enrollment period for things like losing a job after the official window, then people could just buy insurance when they need it and drop it when they don't. People lose jobs all throughout the year so making it an open enrollment would kill the program.

Are you saying people would use the system dishonestly?

Posted

Are you saying people would use the system dishonestly?

No. He's just stating that it's a bigger sham than what its proponents know it is.

Anyone who changes jobs throughout the year can sign up for HC coverage with their new employer - typically after a short waiting period. Obamacare treats individuals like the sheep that they are. Hey, it's a lot of work corralling the sheep and forcing them through the chutes and making them sign up even once a year. You expect that great service to be available year-round? Even the gubmint has limits to its power... got to be careful what I say now, because a lot of libtards think that power is limitless.

Posted (edited)

It's working!

Yes it is; it's working for every person who never prioritized health insurance in the past because it stood in the way of even cigarettes and beer. Except as they wake up to the fact that their premium share is increasing (going up) while the subsidy share is going down and may even be going away shortly; at which point their priorities will shift once again.

 

It surely ISN'T working for conscientious people who always carried health insurance because they are now paying for their own insurance as well as for those who added health insurance to their WIC payments, free cell phones, fuel oil, etc. Those of us who are paying are paying in actual money (30% premium increase in my case), in deferred payments such as increased co-pays, in confusion caused by shifting plan requirements and absent MD's, etc.

 

Yah, buddy, it sure is working!

Edited by Keukasmallies
Posted

Yes it is; it's working for every person who never prioritized health insurance in the past because it stood in the way of even cigarettes and beer. Except as they wake up to the fact that their premium share is increasing (going up) while the subsidy share is going down and may even be going away shortly; at which point their priorities will shift once again.

 

It surely ISN'T working for conscientious people who always carried health insurance because they are now paying for their own insurance as well as for those who added health insurance to their WIC payments, free cell phones, fuel oil, etc. Those of us who are paying are paying in actual money (30% premium increase in my case), in deferred payments such as increased co-pays, in confusion caused by shifting plan requirements and absent MD's, etc.

 

Yah, buddy, it sure is working!

No, it's working at keeping health costs lower, they were rising way faster before this. Your elists attitude towards who should get health care says all I need to know.
Posted

No, it's working at keeping health costs lower, they were rising way faster before this. Your elists attitude towards who should get health care says all I need to know.

Are you talking healthcare cost or premiums?

Posted (edited)

At what point would you distinguish the two?

Premiums are part of the cost but by no means to total cost. So when you say healthcare costs have gone down are you referring to the total cost, the premium costs of the costs in the form of how much a medical professional charges?

Edited by Chef Jim
Posted

Premiums are part of the cost but by no means to total cost. So when you say healthcare costs have gone down are you referring to the total cost, the premium costs of the costs in the form of how much a medical professional charges?

But why do premiums go up? Do you know?
Posted

Health care costs are going up. Premiums are going up. Co-pays are going up. Wait times to see specialists are going up. The level of confusion introduced by the changes that occurred following being promised there wouldn't be changes is going up. The confusion level resulting from the 2014 tax debacle for ACA participants is going up.

 

'plain to me the "going down" part.....

Posted

Health care costs are going up. Premiums are going up. Co-pays are going up. Wait times to see specialists are going up. The level of confusion introduced by the changes that occurred following being promised there wouldn't be changes is going up. The confusion level resulting from the 2014 tax debacle for ACA participants is going up.

 

'plain to me the "going down" part.....

 

It's easy. Every time Obama enacts another law that forces more government control over our everyday lives, gatorman dreams about going down on Barry.

Posted

But why do premiums go up? Do you know?

No, but Barry promised every family a $2500 savings. Instead they've gone up over 22% the past 4 years.

Posted

Health care costs are going up. Premiums are going up. Co-pays are going up. Wait times to see specialists are going up. The level of confusion introduced by the changes that occurred following being promised there wouldn't be changes is going up. The confusion level resulting from the 2014 tax debacle for ACA participants is going up.

 

'plain to me the "going down" part.....

I imagine wait times for specialists would go up the ACA was working, duh. That proves my point it is working. More people getting access to health care
Posted

I imagine wait times for specialists would go up the ACA was working, duh. That proves my point it is working. More people getting access to health care

 

Your logic train just makes my teeth ache. Your comment just ignores the FACT that specialists are turning down new patients, joining group practices to escape the ACA's red tape pressure on individual office operations, and Oh so many more restrictions that have driven MD's to withdraw and wait out the storm.

 

Go back to your seat until the bell rings, then leave the room quietly!

Posted

Well, it seems the gubmint in it's infinite wisdom and know-it-all-ness didn't account for life events - like getting a new job after the "official window" closes. Fie, Fie, Fee, Fee... let them do COBRA. That should suffice. It's only a few thousand people anyway. Think of the billions and billions of people now that have health care insurance! What an accomplishment! Of course, they might not be able to use it anywhere and if and when they do it'll cost more than if they just showed up at the emergency room and stiffed the hospital and paying public. But they're paying their "fair share", umm amirite?

That not accurate, you can buy insurance outside the open enrollment for quailed life events, ie job loss, marriage, etc. we bought exchange plans after I quit me job end of last year, and will buy Colorado plan when we move back.

Your logic train just makes my teeth ache. Your comment just ignores the FACT that specialists are turning down new patients, joining group practices to escape the ACA's red tape pressure on individual office operations, and Oh so many more restrictions that have driven MD's to withdraw and wait out the storm.

 

Go back to your seat until the bell rings, then leave the room quietly!

 

That's all been happening for decades, the ACA didn't create that situation.... Continue it perhaps....

 

My experience is that some doctors thought they would get paid 200- 300k plus and work not a lick above 8 hours a day. When they found out bring a specialist might be 60 hours a week or more for that money the get disgruntled.

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