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AVIK ROY: Trump could revolutionize the private health insurance market.

Enter President Trump and his team at the National Economic Council, led by Larry Kudlow. The council found an elegant way to give employers the opportunity to voluntarily convert their health benefits from a defined benefit into a defined contribution. For example, an employer could fund an HRA for each worker and their family, which they could then use to shop for a plan that best suits their needs.

 

The administration estimates that as many as 800,000 employers — mostly smaller businesses — will choose this option, expanding health care choices for 11 million workers in the next decade. These employers will benefit from having fiscal certainty over their health expenditures. And workers will benefit from being able to choose their coverage and take it from job to job.

 

Furthermore, if those estimates are right, the new rule could dramatically expand the market for individually purchased health insurance, encouraging more plans to enter the market and lowering premiums for all participants. The White House estimates that the rule could expand the number of Americans with health insurance coverage by as many as 800,000.

 

The Trump HRA rule should be seen as the beginning — not the end — of reforms to improve the quality of private health insurance. Congress also needs to repair the individual market for health insurance by reforming Obamacare-era regulations that punish young and healthy people for buying coverage.

 

 

 

Faster, please.

 
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Posted

GOOD: Trump issues executive order increasing transparency in hospital prices, doctor fees. 

 

“The executive order will direct the Department of Health and Human Services to require hospitals and insurers to disclose negotiated rates for services, as well as provide patients with out-of-pocket costs before their procedures. . . .

 

The order also requires HHS to determine further regulatory steps that need to be taken to address surprise billing, while looking into other barriers that impact transparency in health care costs, according to Azar.”

 
 
 
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Posted
Quote

 

Over the weekend The Washington Post published a heart-rending description of a pop-up medical clinic in Cleveland, Tenn. — a temporary installation providing free care for two days on a first-come-first-served basis. Hundreds of people showed up many hours before the clinic opened, because rural America is suffering from a severe crisis of health care availability, with hospitals closing and doctors leaving.

Since the focus of the report was on personal experience, not policy, it’s understandable that the article mentioned only in passing the fact that Tennessee is one of the 14 states that still refuse to expand Medicaid under the Affordable Care Act. So I’m not sure how many readers grasped the reality that America’s rural health care crisis is largely — not entirely, but largely — a direct result of political decisions.

The simple fact is that the Republicans who run Tennessee and other “non-expansion” states have chosen to inflict misery on many of their constituents, rural residents in particular. And it’s not even about money: The federal government would have paid for Medicaid expansion.

So if rural America is suffering, a large part of the explanation is gratuitous political cruelty. This cruelty has denied health insurance to millions who could have had it with a stroke of the pen. And rural hospitals are closing, rural doctors leaving, in large part because people can’t afford to pay for care.

 

https://www.nytimes.com/2019/06/24/opinion/republican-states-health-care.html?action=click&module=Opinion&pgtype=Homepage

  • 2 weeks later...
Posted

Oh, and by the way, the oligarchs are on there way to crushing the American health care system. Let them buy bandaids the Republican lawyers sniffed as they left the courtroom. 

 

 

 

Quote

 

As The Post reports, in oral arguments, “two members of a three-judge panel of the U.S. Court of Appeals for the 5th Circuit grilled lawyers representing Democratic-led states and the U.S. House to explain why the Affordable Care Act remains valid.”

If this suit succeeds, it would be the most profound upheaval in the history of the American health-care system, with 20 million people likely to lose health coverage, somewhere between 50 million and 130 million losing protections for preexisting conditions, mass closings of hospitals deprived of revenue, chaos as the entire regulatory structure of the system is swept away in one fell swoop, and other effects we can’t even begin to imagine. It would be a cataclysm.

 

 

Posted
3 minutes ago, Koko78 said:

Crap in, crap out 

Isn't it funny 20 million people might lose health care coverage? Drink blood, laugh, wash rinse 

Posted
4 minutes ago, Tiberius said:

I'm not only with stupid, I am stupid

 

I liked the mass hospital closing histrionics.

Posted
On 7/10/2019 at 4:08 PM, Tiberius said:

Isn't it funny 20 million people might lose health care coverage? Drink blood, laugh, wash rinse 

 

Do you think those insurance companies selling ACA policies will stop selling insurance?

Posted
20 minutes ago, reddogblitz said:

 

Do you think those insurance companies selling ACA policies will stop selling insurance?

To people that can't afford to buy their policies, yes. 

Posted
12 minutes ago, Tiberius said:

To people that can't afford to buy their policies, yes. 

 

Do you have any idea how unbelievably ignorant you have to be to say that?  Nine years promoting the ACA, and you STILL have no idea how it actually works.  :lol:

Posted
On 7/10/2019 at 7:08 PM, Tiberius said:

Isn't it funny 20 million people might lose health care coverage? Drink blood, laugh, wash rinse 

If it switches to single payer, 180 MILLION people lose insurance they pay for now and happen to like. As for your 20, what the ****happened to PBO Care? Wasn't that supposed to pick up those 20 ?

 

A55hole

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Posted
9 hours ago, DC Tom said:

 

Do you have any idea how unbelievably ignorant you have to be to say that?  Nine years promoting the ACA, and you STILL have no idea how it actually works.  :lol:

You completely missed the point. Try following along with the conversation before spewing your ignorance 

9 hours ago, Cinga said:

If it switches to single payer, 180 MILLION people lose insurance they pay for now and happen to like. As for your 20, what the ****happened to PBO Care? Wasn't that supposed to pick up those 20 ?

 

A55hole

F u 

Posted
12 hours ago, Cinga said:

If it switches to single payer, 180 MILLION people lose insurance they pay for now and happen to like. As for your 20, what the ****happened to PBO Care? Wasn't that supposed to pick up those 20 ?

 

A55hole

 

Single payer in the 1950s, with the major unions on board, might have worked

 

too late now

 

 

Posted
8 hours ago, row_33 said:

 

Single payer in the 1950s, with the major unions on board, might have worked

 

too late now

 

 

Single payer is not even an option in  Constitutional Republic which I think we still are. Single payer assumes the government can control prices and wages for an entire segment of the population which is totally against any protections reserved to the People.

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