Last season, (after 5 games) I bet THEY WOULD make the playoffs, and lost the bet,. I paid in full ($150.00), and "bbb" can vouch for me, I have never met him, had some mildly contentious differences of opinion with him, and will probably never even see the guy. I paid him and I live on the other side of the country!. I may be annoying, but I stand behind what I say. So many others here want to act like they know what they are talking about, but don't want to put ANYTHING on the line.