That's not even on the table as far as I'm concerned. The bigger picture is how to move the current "system" (quoted because it's not a system at all but a patchwork intertube of bad business and bad law combining) to a more affordable model in the near future.
We cannot continue the status quo nor can we allow the single payer solution to come to fruition. So the real question is how do we address all the very real problems that exist without losing out to the highest paying lobbiest on the Hill (the current way) or giving all the power to the burgeoning bureaucracy (the inevitable end result should the liberals get their way)?
If this business is truly your livelihood, I'm baffled by your "I've got a $5 mill capped policy so I don't see the problem" post.