Joe Miner

I think there's a few different things here. Finding an 18 year old attractive, and wanting to have sex with them is pretty normal. Personally maturing at some point, and realizing there's more to life than banging a hot 18 year old seems to happen at different stages for lots of people. Actively pursuing 18 year-olds for a relationship because you prefer them to women your own age probably says a lot about you, and I'm not sure any of what it's saying is good.

You'll never get that with the government being the employer. But mention to a teacher about privatizing all schools. I've never met one that thought that would be fair to them.

I completely agree with that. Banking practices like this are despicable. We should have been in a better position to let them fail as well. My gripe with the article was people's attitude toward this mess: [paraphrasing] I can't afford my house. If I foreclose, I just get to keep my house for quite a while, not pay a mortgage, and live like I wanted to live before I discovered I couldn't pay for my house. And really I deserve this because it's not my fault I can't pay, it's the greedy bank's fault for taking my money and issuing me a bad loan. Sure the bank's actions were terrible, but that kind of individual selfish attitude is disgusting. Maybe you were right about banks having to play the parent and allowing or denying the children what they want. But I find that setup ridiculous as well. Grow up people, be responsible for yourselves, and know what the hell you're doing before you do it. The more personally responsible you become, the less other people's greed will affect you. If you did this, you'd be an irresponsible dumbass. Because you didn't do the responsible thing of looking up the comparables before you bought it. Why would you not feel morally wrong for living in a house that you were obligated to pay for but currently weren't, just because you found out it was a bad investment? That's pretty much stealing. It's suddenly ok to steal because someone else made a bad business decision and loaned you money?

I simply disagree with this. That's akin to saying that the government should treat citizens like children and tell them what's best for them. I'm pretty sure you don't believe that. From my perspective, my responsibility to myself is far greater than the bank's responsibility to their investors. From my perspective, my responsibility to my family is far greater than the bank's responsibility to their investors. Myself and my family are far more important than a bank's investors to me. To the bank it should be the opposite. I don't do business with the bank with their investors in mind, and the bank doesn't do business with me with my family in mind. Responsibility is more personal in my opinion, and not something that can be quantified based on how many people you answer to. Hence the thread title: Personal Responsibility

They can try to forclose whenever they want. Then people can make them take it to court, hence 1-2 years of continual living in the house without paying anything. Simply because the court system is backed up. See, in my opinion, an individual has a greater responsibility than the bank. While the bank answers to its investors, an individual has to answer to themselves, their family, their friends, and others in the same society. Just answering to yourself alone should be more important than answering to investors. But that's just my opinion. Personal integrity and all. From a financial perspective it may be acceptable to cut bait and live in the house for free until you're thrown out. From an individual standpoint...you're a piece of crap. It's one thing to screw up in life, and then admit it, accept the consequences, and become a better person afterwards. It's another thing to screw up, blame others, duck the consequences for as long as possible, walk away thinking how righteous you were and how terrible those wanting to hold you accountable are.

I disagree with the part about the blame being mostly on the banks. But I'm just nitpicking at that point, because this whole thing disgusts me. Shame on the banks for offering and accepting ridiculous loans. They should have had to suffer the same kinds of consequences you or I get when we take out a loan we can't pay. But at the end of the day, if you or I can't afford something, we don't buy it. If I make $50,000 a year, I cannot afford a $500,000 house. No one makes me sign a loan that makes it look like I can. I signed that loan because I wanted to, I wasn't forced. If I don't know immediately that I can't buy a $500,000 with no down payment grossing $50,000 a year in total income, then I shouldn't be buying a house to begin with. And my employer should seriously consider how valuable an employee I am if I'm that stupid. I should probably also receive daily beatings until I wise up. Stupid greedy !@#$s making deals with other stupid greedy !@#$s. "I'm surrounded by !@#$s" - Spaceballs

http://www.msnbc.msn.com/id/37444899/ns/bu...new_york_times/ WTF? How are those even close to the necessities of life? That's the **** you give up to pay for the necessities...like your house.

But it will be when the water levels rise That Al Gore...he's a planner.

Should we try him as a war criminal since he's waging an illegal war?

That was hilarious. "I don't know" "That is correct"

Hey, only Fox News takes stuff out of context.

I couldn't tell from the pictures, but I wouldn't be surprised if that was her Hooters starting weight. Even just 10 lbs. in a tiny Hooters outfit will definitely show. Plus what woman ever gives her real weight? 5'8" 132 lbs = 5'5" 145lbs.

That also has been going on for years, which apparently makes it not news I keed I keed... See, it's wrong when corporations spend money on elections like that, because they are evil, and want evil candidates to be elected that will screw over the American people. Unions are the complete opposite...

$150 for seeds. But that's a steal, because once you make off with the Giant's golden egg laying goose, you'll be set. Just remember to sharpen your axe so you can cut the thing down.

Sorry, you are correct. But please go ahead and vote against her should she win the runoff.

More than 1 is down so far. This makes either 3 or 4 in the past couple of weeks. It's a good start. Blanche Lincoln in AR also got shot down last night.

Hmm...not too bad. I wonder if the other Congresscritters that cheat on their wives might have just misplaced something as well.

I'm an engineer. I work in the distribution control center of an electric utility. I work with the system operators on load transfers, outage restoration, and load switching for maintenance and emergencies. I recently got a new position to start working with outside contractors to get my company up and running with a new distribution management system.

Won't this skew the equality of pooping and pottying in favor of the ladies? They'll have an equal number of toilets which they be able to go either #1 and #2 in. Men's bathrooms will be split between toilets and urinals. So they'll be able to pee as much as the ladies, but they will be second class citizens when it comes to pooping. Nevermind the fact that to reach equality in the peeing arena that men will be forced to squat to pee. Who's looking out for my equal right to poopy? Why are my poops treated as second class poops? Also nevermind the fact that women's bathrooms are way cleaner than men's. This is an outrage.

Well, apparently it's a 1 time audit with a reduced scope from the original bill. So basically, it's all just for show. As if we already didn't know that.

Not so fast: http://www.msnbc.msn.com/id/37087129/ns/bu...ks_and_economy/

How stupid or stubborn do you have to be to realize that this is in fact NOT ok?

Can't say I see a problem with being blown all over the city either. I think I'd actually welcome it.

Don't sell it too short. Find out about the gold band. What carat weight is it? Prices of gold have likely skyrocketed since you bought it enough to help you out some. You think there's not a lot of gold there, and you'd be right, but believe me, gold prices will make a difference in the ring's value. You can also take it to an appraiser. I did that for the wife when I bought an insurance policy on her ring. It's a fairly cheap and painless thing to do. Make sure you keep a copy of the appraisal, that way you have a record when someone buys it. I'd also tell the appraiser you're getting it for an insurance policy. That way he doesn't try to screw you thinking he can buy it from you with a cheap appraisal.

Don't worry about the details. Just whip up a good presentation, and it's easy money.