Had a Kawasaki KZ550 about 8 years ago which I dumped at about 45mph on a highway entrance ramp. Pretty much totaled the bike as it was only about $3k.
3 years later I dumped a Honda Shadow Spirit 750 (I payed $3,500 for) when I was rear-ended by an inattentive driver. Insurance totaled the bike.
Neither time was I seriously injured.
Used the insurance money to buy my daughter the rifle pictured in my avatar.
Bottom line. Take the motorcycle safety course if you do ride and wear good gear (helmet, jacket, pants, boots) to help you survive the accident.