Never mind your little revision there, you're saying the capacity to pay for medical care is a matter of intelligence.
I guess we're also dealing with birth control medication only as a means to prevent pregnancy, which it's not--but that's a nit picky critique that misses the point.
Now my question is: unless it's a life-saving medication, should insurance cover it?
For example: I take a synthroid every morning. In March my TSH level was measured at 282--literally off the charts (normal range is 0-4). My basal metabolic rate, while exercising, was lower than what a normal person's would be...while sleeping.
If I stopped taking it, I'd be cold all the time, I'd lose a lot of body hair, I'd talk slow, move slow, would have decreased muscle enzymes, wouldn't be able to effectively exercise and I'd likely gain 30 pounds. But I probably wouldn't die.
Should my insurance cover my daily medication?
And if my insurance dropped it, and I couldn't afford it, does that make me fat, listless AND stupid?