Albany,n.y.
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Posts posted by Albany,n.y.
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12 hours ago, ExiledInIllinois said:
Always best to take "last ups." You gain more information on what you need to win. They let KC walk them off. Inexcusable given they had coin toss.
You'd think a home team in baseball would say: "Oh no, you're the visitor, you go last." LoL...
Maybe Shanahan was just being polite. 😆
I really hope he knew how the OT rules in the playoffs differed from regular season. Even if 1st OT quarter ended, it just goes to OT quarter #2 and so on!
Why do you think Vinovich stated emphatically: "This is like the start of a new game."
Shanahan is an idiot. 😆
This isn't baseball. The baseball equivalent is if the road team scores in the top of the 11th, the game ends. In baseball the home team still gets the bottom of the 11th, in football the team that defers doesn't get a 2nd chance if the receiving team scores on the 2nd possession. Huge difference between baseball & the NFL.
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16 hours ago, VaMilBill said:
I have no idea why any coach would take the ball first in overtime in the playoffs. If your defense is supposedly that good and you trust them to get a stop, kick it. Let them get the stop, force a punt and get better field position and higher chances for getting the requisite yards for a FG
If your defense stinks and will just allow a TD anyways, you know exactly what you need on offense and have four downs per set of downs to achieve it. Plus if you do score a TD, and your defense stinks, just go for 2 and win the game with your offense and don’t give the other team another chance once it goes to sudden death.
It doesn’t seem like a cosmic idea to me. What do I know.
Very simple answer why you always take the ball: If both teams don't score on the 1st drive, you have a distinct advantage in number of possessions & are much more likely to win the game. On the 1st 3 possessions you have 2 chances to score where if you defer, you may only have one. No coach in his right mind would give away that advantage.
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3 hours ago, Watkins90 said:
This whole Chiefs dynasty falls on one man and one man only, in hindsight.
Sean McDermott
He is the one who traded the pick to KC that they used to take Mahomes because he "hadn't had time to study the QB class" even though his owner wanted Mahomes.
I literally felt like he should have been fired last night for making us all endure this. If Mahomes comes to Buffalo in 2017, he never turns into the QB he did.
The real fault for the Mahomes trade is that the Pegulas didn't fire Whaley in January of 2017 and immediately replace him. What that meant is that McDermott was really in no position to draft a QB and tie the hands of the next GM, saddling him with a QB he didn't draft. If the Bills had hired Beane or someone else in January, they would have had enough time to give the new management time to scout the QB class of 2017 instead of waiting for the class of 2018. Instead, McDermott had to deal with being the de facto GM & when KC called, McDermott liked the idea of loading up on draft picks for what at the time was looked at as a loaded QB class. As it is, we created the monster in KC, but on the other hand we also got the best player in the 2018 draft. Still all things considered, it would have been better not giving KC the chance to draft Mahomes. However, if the Bills don't make the trade, chances are pretty good that another team would have, since Houston was able to trade for Watson at pick 12. The only way to have stopped KC from getting Mahomes would have been for the Bills to draft Mahomes themselves, something the GM situation precluded.
Also anyone who thinks Mahomes wouldn't be as good with the Bills just needs to look at how well Josh was developed under Daboll.
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I wonder if the 49ers fans want to fire Shanahan today because he can't win vs Reid/Mahomes? He has the same problem McDermott has, the only difference is he's in the other conference, so he can go further in the playoffs before he gets to the Reid/Mahomes obstacle.
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17 hours ago, Draconator said:
So what exactly do you do for a living? Not asking to be a smartass, just honestly curious.
Obviously, he's not making enough if he's asking to borrow $10,000. 😀
17 hours ago, Augie said:My brother-in-law will do everything in the absolute optimal way. He’s a chemical engineer and is more at home with details than people. He would calculate the total amount and determine the daily cost of funds at today’s rates, etc. Do the math. Sure, if I’m a Family Office (~$100Mil) kind of rich guy, we’ll pay someone to do the best they can because that is real money.
Likewise, if every penny mattered I’d do what I could at every turn because I need the money. We are in between. I’d rather know it’s done and paid for and move on if I’m looking at a typical tax payment. For a few hundred extra dollars max sitting on the cash for a couple extra months…..we can’t be bothered. If we owe it, we like to pay it, even if it’s to the government.
EDIT: I just did some rough math on what we’d gain by holding onto our money until the last minute. Even in what is, for us, a huge tax bill year, it’s not worth dragging it out. I feel better looking at it that way.
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I've always done my taxes in January. Even when I owed, I'd send the payment in right away.
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29 minutes ago, Thrivefourfive said:
My solution is Ben Johnson. What’s yours?Anyone who proposes a 1st time head coach needs to understand that in the history of the Bills franchise, the ONLY successful head coach who was never a pro football head coach before taking the Bills job is McDermott. 8 1st time head coaches failed before McDermott. So, the historical odds are 11% that a 1st time HC will succeed in Buffalo. Now if anyone wants to calculate the NFL percentage be my guest. Before McDermott, the 4 top coaches in Bills history all had prior AFL or NFL head coaching experience. Also, in the history of the Super Bowl, no coach has ever won it with 2 different franchises, so you also might not want former SB winners either.
McDermott's record in the playoffs is mainly due to the Reid/Mahomes monster in KC. They've also been successful in stopping the 15 other AFC teams too in 3 of the last 4 years.
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15 hours ago, prissythecat said:
Brian Brohm was pretty terrible in the limited action he saw. His passer rating was even worse than Peterman's. And I also recall folks on here clamoring to see him play lol.
I remember taking flak from the Brohm fans when I mentioned that I thought it was not possible that Russ Brandon had outsmarted all the other GMs, including the best ones in the league, when he signed Brohm off GB's practice squad. My logic was that a 2nd round QB pick who gets waived before his 2nd season & not claimed and then had spent the season on a practice squad with nobody else interested, was not some genius signing by Russ Brandon & our management team.
They said things like Buddy Nix was the one behind the Brohm signing (like that was any better than Russ Brandon), that Brohm was projected as the #1 pick before his last year in college, and "I saw him play in college".
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38 minutes ago, Irv said:
No. You don't know how, or what to invest in. Huge mistake. If you like lending money at no interest, can I borrow 10G's? Thanks!
Get a job with the IRS & your paycheck will be my loan to you.
41 minutes ago, T&C said:Exactly. That's why it's important to keep your side jobs cash only and under 6k for all other income ventures.
Or, you do retirement right and don't need any side job.
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39 minutes ago, T&C said:
I believe you have to hit a certain threshold for SS to be taxed, so not everyone is taxed.
https://smartasset.com/retirement/is-social-security-income-taxable
If you're at poverty level, you don't pay SS taxes. If you're middle class, you're likely being taxed on 85% of your SS income.
I've never been taxed at less than 85% of my SS income.
Your Social Security benefits could be taxable, depending on your situation. According to the IRS, the best way to see if you’ll owe taxes on your Social Security income is to take one-half of your Social Security benefits and add that amount to all your other income. This includes tax-exempt interest. This number is known as your combined income, and this is how it’s calculated:
Combined Income = Adjusted Gross Income (AGI) + Nontaxable Interest + 1/2 of Social Security benefits
If your combined income is above a certain limit (the IRS calls this limit the base amount), you will need to pay at least some tax. The limit for 2023 and 2024 is $25,000 if you are a single filer, head of household or qualifying widow or widower with a dependent child. The 2023 and 2024 limit for joint filers is $32,000. However, if you’re married and file separately, you’ll likely have to pay taxes on your Social Security income.
How to Calculate Your Social Security Income Taxes
If your Social Security income is taxable, the amount you pay will depend on your total combined retirement income. However, you will never pay taxes on more than 85% of your Social Security income, though the income brackets will vary by filing status.
If you file your income tax return as an individual with a total income that’s less than $25,000, you won’t have to pay taxes on your Social Security benefits. Single filers with a combined income of $25,000 to $34,000 must pay income taxes on up to 50% of their Social Security benefits. If your combined income is more than $34,000, you will pay taxes on up to 85% of your Social Security benefits.
For married couples filing a joint return, you will pay taxes on up to 50% of your Social Security income if you have a combined income of $32,000 to $44,000. If you have a combined income of more than $44,000, you can expect to pay taxes on up to 85% of your Social Security payments.
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8 minutes ago, White Linen said:
Just FYI, it's couldn't care less.
https://www.merriam-webster.com/grammar/could-couldnt-care-less
Could vs. Couldn't
We define could care less and couldn’t care less on the same page, with the single definition “used to indicate that one is not at all concerned about or interested in something.” We do not put these seemingly disparate idioms on the same page in order to save space, or so that we might cause you pain. We do it because one is simply a variant of the other, and they are used in a synonymous manner.
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Gary Marangi was the worst. Set an NFL record for QB futility in 1976 with a 35.3 completion % that most likely will never be broken. He replaced Joe Ferguson the 2nd half of the season after Fergy had a season ending injury and after 1976 never played another down. https://www.pro-football-reference.com/players/M/MaraGa00.htm
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8 hours ago, Gregg said:
If the Jets are looking to trade him why would Woody bash him by saying they didn't have a backup QB last year. Woody is a dumbass. Way to try and increase his value when your GM is trying to trade him by saying he sucks.
Reminds me of the days of Buddy Nix. Diminishes Marshawn Lynch's trade value before having to trade him. A few years late, trashes Fitzpatrick & backs himself into a corner that forces him to draft a QB & then drafts EJ Manuel.
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1 minute ago, BuffaloBillyG said:
I have literally not insulted you once. You have, however resulted to namecalling. I've actually gone out of my way to say how I'm not insulting you. No personal attacks. It's weird to lie like that. You can reply to this or not. Makes no difference. I'll just add you to the ignore list and *poof*. Like a miracle you disappear.
Good put me on ignore I could care less that you will no longer reply with ignorance. Now I'm not calling you ignorant, just your posts. That's the game you're playing.
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1 hour ago, Irv said:
Refund. Bad idea. Worst thing you can do is to loan the government your money, throughout the year, interest free. Pay your taxes at the last minute.
At current interest rates, the difference is negligible on paying extra on your salary and getting a refund, especially with only 12 months of payments in before cashing out. The Christmas Club rates at my bank are 0.5%
The best choice is based on lifestyle. I want Super Bowl money & don't have the discipline to put together a Super Bowl fund all year, so I let the government hold my Super Bowl fund until the game. Now with no Super Bowl, I have a few extra thousand to spend recklessly.
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31 minutes ago, BuffaloBillyG said:
You do realize in today's day and age you can stream pretty much anything from pretty much anywhere? And I don't understand the name calling. I specifically said I wasn't referring to you as a blowhard.
I mean, I'm starting to think that if your hearing comprehension is as terrible as your reading comprehension you may just not be as informed as you claim. 🤷🏼♂️
You're making a fool of yourself. You insult me because I claimed a geographical advantage in knowing what's going on with NYC sports teams, then claim I'm the one calling you names. Here's some advice, stop digging that hole you're in.
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33 minutes ago, BuffaloBillyG said:
This is now the second time that unprompted you felt the need to tell me you are "better informed"...without ever taking a moment to ponder where and from whom I get my information from.
Now, I'm not by any means a young man anymore. However, through age often times comes wisdom. Life lessons, so to speak. One of the most accurate life lessons I have learned is that the individual that has to publicly crow about how much more they know than everyone else more times than not is the least knowledgeable person in the room. Often times they are just a loudmouth blowhard. Now, I'm absolutely not saying that this applies to you as we have never met in person to my knowledge and it's impossible to form accurate opinions on a person from online interactions. So, definitely not saying that you are in fact a loudmouth nor a blowhard. But it would be very interesting to meet in person and see if this theory holds true.
Geographically, I have an advantage in obtaining knowledge of NY teams. That's just the facts that you refuse to acknowledge. If you are living in the NYC area, I'll admit you have better sources, but if you don't live with reach of the NYC media, maybe you're the blowhard.
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26 minutes ago, T&C said:
If you live in NY isn't the SS 1099 just a worthless piece of paper seeing as no taxes are taken out?
No. The feds tax SS and I withhold 25%.
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12 minutes ago, BuffaloBillyG said:
Ok, so being spoonfed NYC media's opinions makes you better informed. Got it. That really helps me know how seriously to take your response. Thanks for saving my time here.
I am better informed & hardly spoonfed. The more information one has, the better to come to an informed conclusion. You'll see I was right when Wilson becomes the next EJ Manuel.
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Just now, BuffaloBillyG said:
Wilson also showed growth and maturity last season in the way he handled his benchings. Took full blame. Complete 180 from the year before. Jet insiders have said multiple times how well liked he now is inside the locker room.
And sorry, if you can't see they way they messed up the dudes confidence with all the "benched, unbenched" they played with him and by hiring that idiot Hackett...I don't know what to tell ya.
I know what I can tell you. I listen to the NYC sports radio stations & have a much better picture on Wilson's lack of development than you have. He got benched due to lousy play. If his attitude improved, then why did he want to sit out the end of this season? The guy on the bench can be well like when he's not screwing up things on the field. Big deal, he stopped blaming others this year.
Hackett sucks, but so does Wilson. A perfect storm of bad QB/bad OC.
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4 hours ago, BuffaloBillyG said:
This is where you see what kind of an idiot Johnson is. First off, I fully acknowledge that Wilson has looked bad. No argument.
However, they picked him so high because they saw some talent in him. And truthfully, that potential is still there IMO. They have done nothing but jerk the kid around almost refusing to give him proper grooming. They stuck him behind one of the worst OLs I have ever seen and then blamed Wilson for not winning. They messed this kid up. While he was never going to be a Mahomes or Allen, they totally destroyed any shot of him being a decent NFL starter.
Then on top of it, they go ahead and the owner says something like this that eliminated any (small) value Wilson still had on the way out. No wonder Wilson reportedly wasn't interested in playing the last few games for the Jets.
I really hope he ends up somewhere that can help him recalibrate a bit.
Wilson is a bust. He was overdrafted to begin with and the staff didn't have much to work with. He came with an attitude & alienated a lot of the players in the locker room by the middle of his 2nd season.
It wasn't the coaching staff that messed up Wilson. In Bills terms he's the 2nd coming of EJ Manuel, only Manuel never copped an attitude that lost the locker room. .
2 hours ago, LABILLBACKER said:They did Wilson the same way the Browns did Mayfield. These 2 organizations are almost identical in the idiotic moves they make. They deserve everything they get.
Wilson never won a playoff game or even got his team into one. Mayfield won a playoff game with Cleveland.
The Jets did Wilson like the bust he is.
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14 hours ago, Miyagi-Do Karate said:
I never understood how people filed so early. I feel like we don’t get half of our tax documents until like March.
I'm retired & have a very simple return. All I have is interest, pension & Social Security. My annual interest is on my December bank statement that I get at the beginning of January, my Social Security 1099 comes in the middle of January & my pension 1099 is available either by mail or on-line by the Saturday before the 1st day the IRS accepts filings. I also use the standard deduction, so I don't have to dig for any expenses.
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23 minutes ago, Blank Stare said:
Blast from the past there. Think I have that dude’s autograph floating around here somewhere. Priceless!
He had plenty of time to sign autographs. He has to hold the NFL record for most consecutive games inactive while still on the main roster.
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If the Ravens don't want him teams like Kansas City, Miami, Cleveland, & Cincinnati will want him just to name a few teams that don't care what a player does off the field.
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34 minutes ago, Blank Stare said:
bull#### Damar didn’t win comeback player of the year. Robbing Josh and now this. Dude literally died on the field. You can’t come back from any more than that.
Damar was closer to the Victor Allotey award than comeback player of the year.
Best and Worst QB in Each Team's History
in The Stadium Wall
Posted
Totten was a strike player and he's in a different category than guys who played in real games.