Andy1

I’m sure it all depends on the fine print details of the policy purchased by the home owner.

Wait… I thought the government controlled the weather and that’s why they were sending hurricanes into Republican states. And can someone tell me about all the failure of leadership in Republican North Carolina that led to so much damage and death there after Helene? On a serious note, now they are saying that if the fire investigators determine arson to be the cause, that may limit or negate compensation paid to homeowners from their insurance companies. That would absolutely suck.

Absolutely not. It does not happen everywhere. Different states and locations have different levels of risk for different events. The take home lesson is for leaders of other states and insurance companies to reassess risk, adapt infrastructure, review building codes and requirements to retrofit older buildings, zoning to allow or prohibit development, emergency response preparedness, etc. Hopefully, the costs of people living in high risk areas will not be passed on to those living in lower risk areas.

The mistake that many are making here on PPP is thinking that this disaster is unique to the Dem politicians in CA. The mismatch of infrastructure to needs to respond to a disaster is not unique to CA. CA is under the microscope just because this time, the disaster happened there. In North Carolina, 104 people died from the floods caused by hurricane Helene with 54 billion $ in damage. All over America, in red and blue states, people are living in places of high risk, with emergency response capabilities inadequate to the increasing severity of potential disasters. Infrastructure everywhere needs upgrading to be adequate for the changing climate. Building high density housing with flammable materials and landscape vegetation in fire prone ecosystems is a dumb idea. New homes and buildings in CA survived the fires due to use of more fire proof materials.

The facts are that we are in a changing climate. Infrastructure designed 20 or 30 or 50 years ago isn’t adequate. If there are 20 hydrants on a line and 5 of them have hoses hooked up to them spraying water, the hydrants on the uphill, end of the line are going to be dry. The system isn’t designed to deal with this level of catastrophe. Same with the roads leading in and out of these hills and canyons. They can’t accommodate fire trucks going in while masses of people are going out. Changing infrastructure is damn hard to do and expensive. No one can predict where the next disaster will happen, but it will, somewhere, so we roll the dice and say, hope it’s not here. People live in ignorance or denial about climate change affecting them. No one anywhere wants to make changes until the sh_it hits the fan and now that has happened. Fire pushed by 60-90 mph wind is impossible to stop. Government at all levels is at fault, people living there are at fault. Maybe moving forward, better building codes will help prevent another one from happening.

So true. There’s not even time anymore for “thoughts and prayers”. Social media has pushed people directly into the blame game of outrage even while the disaster is still happening. Thank you tech billionaires. You are contributing so much to our society.

The cost to live in high risk areas must go up given the much greater risk of catastrophic events caused by the changing climate. Communities are going have to spend a lot on infrastructure and fire/fuel management to mitigate risk. Insurance companies will need to raise premiums to appropriate levels. Alternatively, states can insure their citizens living in high risk areas. Eventually, maybe people will migrate back to low risk, boring states with gray skies, rain and snow but cheaper cost of living.

This is like saying that republicans are to blame when Florida gets wiped out by a hurricane. Nothing is stopping a fire pushed by 40-90 mph winds. Burning embers are flying miles ahead of the fire everywhere. The solution is to stop the wind.

Tonight they are estimating losses of at least 20 billion $. Any thoughts on how the insurance industry will respond to this type of event? It will be interesting to see how they respond. I heard so many stories about companies paying out peanuts to people after Florida hurricanes. Seems like the most prudent solution is to just pull out of the state and insure other areas with less risk for catastrophic events, unless State money helps them out.

Nearly all of Cal is in fire ecosystems where fire is what happens. Most western states are the same. Fuel/ vegetation management around structures is important. Hurricane force winds will push fire past any fuel free barrier. The problem is that people are moving into the hills and mountains where there is more vegetation. Combine that with drought and stronger storms and you get a lot of destruction. Same thing with people building in coastal areas getting wiped out by hurricanes. It’s people choosing to live in vulnerable places.

Forest cleaning is helpful in forests. I don’t see forests in these videos if the fires. These are suburban areas. The problem is communities and developers have promoted housing developments in fire prone areas with poor planning and infrastructure to deal with events like this. Evacuation routes are insufficient, water resources are insufficient, building codes are insufficient, zoning codes are poor. Communities may have been built in the 50s during a different climate. Climate is changing and society also needs to change ir the problem will repeat. There is no easy answer to stop fire hurricanes.

I am not arguing this one in particular because until it is over we won't know if it arson, or something preventable. The argument I am having is why Cali is annually in this situation. The State is not doing enough to prevent fires in general. If the State did it's job 90% of fires would not start out there More can always be done. More should be done. The cost to live in high risk areas like fire prone environments or coastal hurricane vulnerable areas should go up. The rest of society shouldn’t have to fund the insurance and recovery for these types of events. If only there were scientists who could have told us that these types of events would be more likely to happen…. hmmm.

You all are in a stupid argument about what Cal did or didn’t do. The fires are burning residential areas. Forest cleaning isn’t the issue with fires in this area. Nothing is stopping fires with winds as strong as they have had. Air support can’t fly due to the winds. Storm intensity is fueling fire intensity combined with drought. If people want to live on top of each other in those areas, they should eliminate all burnable vegetation in yards and along streets and have non burnable roofs that don’t catch fire when embers land on them.

The Palisades fire is reportedly 16,000acres in size and still growing. For perspective, that’s an area equivalent to 5 miles x 5 miles in size. Just horrific.

Not much you can do to stop fires under hurricane force winds with that much fuel to burn. Future change needs to be in infrastructure improvements and building codes for structures and vegetation management. Insurance companies will respond as they need to maintain corporate profits. People and real estate industry will scream about freedom and over regulation. That’s the price of living in sunshine paradise. Looks a lot like the Hawaii fires last year.

I think the idiot’s rants on Canada and Greenland are about his strategy to destroy NATO. Offend the NATO allies so much to make the international politics toxic and destroy the relations moving forward.

Donnie dreams of having and using power like Putin does. We are about to discover how much the republicans agree with this type of anti democracy governing.

It’s inexplicable to me how Elam seems so unaware and unable to turn his head around. He has the physical skills to do it. He has the time in the system with good coaching. Seems like a problem between the ears. Anyhow it counts in the win column and let’s beat the Jets.

That was almost a KC style win.

Need to get Cook and Johnson involved in the offense running and passing

Too many low percentage pass plays

Shakir should have caught that one

NE is probably going for it here. They have nothing to lose.

This D cannot let them march 99 yds on this drive. If they give up any points on this drive it will be a massive fail.

Celebrating that as a punt is dumb. This offense can do better.