Part of the problem with Katrina is the scale. Andrew, as devestating as it was turned out to be a very compact storm, and moved laterally through the state. Much smaller footprint. Katrina was much more massive, and moved inland. No comparrison on the water damage and flooding, either. There have been many hurricanes and other events since Andrew that have been dealt with pretty well. We are talking several thousands of square miles being affected, all the way into Georgia. I have a feeling that by the time it's over and done with, things will get re-organized again, but there's a point where you just can't afford to plan past a certain level. Somewhere, someone has to make a call on acceptable risk, in many different areas. It's very touchy to try to explain things that way, because they can be made to sound awfully bad when they are not.