Anybody from Topsail Island or Cape Fear want to chime in? I love living on the water, I absolutely love the south, and I miss it - but Mother Nature should always be in your planning. She's not very forgiving and you aren't going to get a bye forever. I plan on eventually getting back to Savannah, and when I do, I plan on having my butt covered. My worthless take, but to me it's also common sense. I went through typhoons in Asia, Hurricane Iniki in Hawaii, and various episodes on the southeast coast. Have a plan.