Find a job.
Got laid in February off due to medical reasons with government providing coverage for company I worked for; thing is medical issues had been cleared up by the time my clearance was yanked and gag order by government prevented me from appealing since I could not bring in any support since I could not tell anyone agency I was doing work for. Supposedly top secret with lots of extra markings but ANYONE with access to security clearance database, even someone with only a public trust access, can see agency.
I have never been out of work for 2 months in my professional career and now I have been unemployed for more than 10 months. Some of it is age discrimination ("too much experience", "your degree occurred a long time ago, don't you have a more recent degree?"), some of it is economy and some due to my skill set tailored for DOD market for 20+ years not matching a commercial sector.
Bills slump is least of my issues.