I have the unfortunate habit of smoking.......I have done so since I was knee high to a grass hopper. Which is equivilant to 33 years. But the insurance thing is BS. Where I work we are offered extended life insurance at an extra cost. The standard policy is a mere 20k any coverage over that you must pay! Which I see as being fair. Now again, I am a self acknowelged smoker, my wife is 20lbs over weight for her hieght. Guess what, she gets denied the extended coverage, not me. So I dont buy the insurance excuse. Not to mention do you really believe the company will pass the saving on to the employee wages? Especially in a time where profits are slim anyway?
Just some insight, I have my own bookkeeping business. Not ONE of my clients company insurance apps ask about smokers. Not one! Hmmm makes you wonder!
Maybe soon I will be come a non smoker-------- but please dont wear perfume in my presents........it irritates me lol
