I think that is one way to see it. However, there is an equally compelling case to be made for kicking the FG. The old adage of taking the points especially on the road wasn't a bad thought.
I don't agree with your statement that there was no risk. A failed conversation would have immediately changed the momentum of the game. We all know how important momentum is. It likely would have jump started the Miami team and fans.
Of course, it's all hindsight and the Bills converted it into a TD. So obviously it was the correct call based on the results.
Your mindset here isn't wrong. It's an aggressive thought. Being aggressive comes with consequences on both sides.
Agree but the percentages were much higher of a FG make vs a 1st down conversation.