Motorin'

Those are definitely fair questions. And throw in: do these coaches know how to coach up a QB into becoming a perennial all pro if the player has the talent? I don't know that that they answer to that is yes.

The defendor was well beyond the sticks. Of course he's keyed in on Duke and would come downhill, but still, that could have been and easy conversion imo.

Duke was wide open for a quick 2 yards in the flat to the left right away. Josh could have also scrambled to his left, probably for a TD, just before he ran to his right... But why couldn't we run the ball for the 1st down on 2nd and 2, or 3rd and 2?

When the 'Fire McD' thread popped up last season, my only contribution was to contemplate "what if he's a Dan Reeves" type figure. A guy that can always make his team competitive and just on the cusp of greatness, but never seal the deal. Elway was 37 when he finally won his first Super Bowl. They had fired Reeves and brought back his former OC, Mike Shanahan. And I put it out to the board, when do we ask that question?

Probably a QB Power sweep from shotgun, with the ability to chuck it at a TE's feet if someone shoots the gap and threatens a safety.

The Wrong Josh haters and the BBFS posters are out in full force!

It sucks after losing today the season ended with a 6-11 record. I didn't know you could lose 8 games on one Sunday, but hot damn!

No free passes! You better be standing in the locker room Monday morning charging them for their hall passes!

They stopped doing the pin and pull run plays that work in the second half and went back to handing the ball off out of shotgun when the RB has not momentum and the OLine kind of half pass blocks. Those plays suck. But then they don't run the ball out of a power I when it's 2nd and 2, or 3rd and 2 or 4th and 2.

Not just any LB. Erik freaking Kendricks.

You should turn the game off and knit a sweater then.

Cam Lewis a noticable improvement over JJohnson?

It's never too early to start melting down about the season being over.

Because why?

Tre has as much time as he needs. How does playing the last 6 games of the season make him useless for the playoffs?

You're supposed to drink the hot chocolate to warm up!😂

I don't disagree that there's a possible silver lining if Allen's out a few weeks and it forces the whole team to come together, elevate their game and play harder for each other. And I think that's what Irv means. Not that it's a good thing that Josh is hurt... He's just a very linear thinker... What a mess! 🤮

Those seem like great options... I was talking about an individual planning ahead for the potential tax bomb, and instead of paying that all off at once, let your money keep accruing interest as you pay it off over 6 years. But as @Backintheday544 that may not be a reality for many people.

For sure, and it would probably be better to let that money keep accruing interest over the 6 year period making monthly payments to the IRS.

Nope. The length remains the same. 10 years for public service (not-for-profits, gov employees) 20 or 25 years depending on the program. What is effected will be the tax amount owed at the time of forgiveness. Basically reducing the total amount forgiven by 10 or 20k, which will most likely be a taxable event. So someone that has 100k forgiven after 10 or 20 years of payments will then owe roughly 30k in taxes, which you can make a plan to pay off to the IRS over 6 years. So if they had 20k forgiven, the taxable amount would be 80k, or a roughly 24k tax bill.

Definitely wear a water proof jacket and water proof pants. Nothing's worse that getting soaked when it's in the mid-30's. Stay dry.

People don't understand how those programs work. For those who are already utilizing the IBR programs, the 10 or 20k forgiveness won't effect their monthly payment. And it might even be the case for some people that it's better to just keep paying the small monthly payment through retirement than taking the total forgiveness tax bomb.

Or their career and friends are central to their identity, and they just don't have an angry conservative man complaining about taxes and crime all day everyday year after year to grind their idealism away.

Dems 18-44, + 32% Reps 45 & Over, + 22% High young voter turnout slowed the red wave.