I found it. The ball itself has to touch out of bounds to make the player out of bounds... BUT when a player goes out of bounds, the spot is placed where the ball crossed out of bounds.
Item 2. Runner Out of Bounds. If the ball is in player possession when that player goes out of bounds, the out-of-bounds spot is
the forward point of the ball when the ball crosses the side line, or, if the ball does not cross the sideline, the forward point of the
ball at the instant the player is out of bounds.