i dunno. i understand the thought process of not wanting to owe but the other side of the coin is a far more attractive option in my opinion. I am a business owner and as such I have to pay estimated tax throughout the year. unfortunately, there is no way around that. the way it works, at least for me is to over pay one year, under pay the next. i try to keep a pretty good grip on the net income and it's projection so that on those years when i am overpaying, i don't give them too much.
now if i was a W-2 filer, i would much rather have my money in my pocket weekly than the governments. there are things i can do with that money to garner even more to pay whatever i owe at the end of the year.