-
Posts
11,866 -
Joined
-
Last visited
Content Type
Gallery
Profiles
Forums
Events
Everything posted by teef
-
place blame all you want. people aren't rejecting this because of the trump administration. they're rejecting it because it's a terrible idea and doesn't fix anything about the housing market. the only way i could see this being appealing to anyone is if they absolutely need to get into a house, then talking about being a slave to your property. i'd much rather make my money work for me rather than give to to the bank. and what about the 15 year car terms? a 15 year loan for a car is an even more insane idea that the 50 year mortgage.
-
i think the idea that owning with give you the same cash flow as renting isn't exactly true. with a 50 yr mortgage it will be closer, but there's always unexpected costs to owning a home. on top of that, i can't imagine many 50 year mortgages will be new build. buying a new home on a 50 year mortgage just shows that you can't afford the home. that the entire point of a 50 year mortgage...it allows you to buy something that you can't afford in the first place, so not a good idea. next is the building of equity. how long will it actually start to take to build any real equity on a 50 year mortgage? 20-25 years? how much have you paid over interest in that time. guess what? it's far more that any equity you walk away with. i could put that money to far better use that that small amount of equity i've built. i was paying large additions to principal on my mortgage, so i refinanced a few years ago at 10 years at 3.125. i'll be saving 70-75k in interest alone. there's so much money invested into a 50 year mortgage that you'll just never get back. it's an awful thing to propose. this is nothing but a cover up for high housing costs. it doesn't actually fix anything, and it could lead to high home prices in the future from what i'm reading. quite frankly the idea is insulting, and the back lash is appropriate. it's just a bad idea. let's not even get into the idea of a 15 year car load. i'd like my country not to turn into a giant rent a center. i just don't know how anyone at all thinks these are good ideas.
-
what equity can you possibly build? how long will new buyers be paying for pmi? who knows if people will be in the position to refinance moving forward? why take on the cost of a new hot water tank, yard up keep, new roof, etc. all of this while paying property and school taxes. unless i'm missing something, it would be much better cash flow wise to just rent.
-
this isn't fixing anything. just masking and making a problem worse. i just can't imagine the value of a 50 year mortgage. it kills you in interest, you never have any real equity in the house until decades in, and you still have the usual cost of up keep that comes with a house. the 15 year loan on a car should really speak for itself. if anyone wants to prepare their kids for the future, teach them basic finances.
-
Where "Follow The Science (TM)" has LEFT us..
teef replied to BillsFanNC's topic in Politics, Polls, and Pundits
your physical abilities went went when you were in your early 40s? try taking care of yourself. to be in your early 50s and being this obsessed with team based politics in kinda sad. i think you're young still, but you have the old scared vibe going on. -
yes they should. now, what would that change for you concerning j6? why did j6 happen, and is it all a hoax? no, but again, what is it going to prove to you? j6 wasn't a hoax or a giant left conspiracy. it was a trump tantrum. with you and the news again. i said i'll be thrilled to hear what actually happens when it's been determined. j6 still happened.
-
Where "Follow The Science (TM)" has LEFT us..
teef replied to BillsFanNC's topic in Politics, Polls, and Pundits
woke doesn't trigger me. they used the word in the tweet to bait some of the usuals around here. i'm sure you can pick up on that as well. do you really think the field of anthropology is being destroyed by a liberal narrative. i'm guessing it's not, but it sure if fun for some to be angry about. -
JD…it’s not even the news itself at this point. This the absolute constant lack of accountability. Don’t get me wrong…I thought the Biden presidency was an absolute disaster and couldn’t imagine another day of life like that, which is why I voted for someone who I really didn’t like. That being said, Trump doesn’t bother me as much as some of the most blind followers of his. J6 isn’t a hoax. The unemployment numbers are the dems, the Epstein files will be another dem conspiracy, trans people are eating the children, etc. I don’t buy it. That’s why you don’t think I act the age I am. I’m not old man scared. I really don’t attack Trump. I want things to get better, but there should only be so much bull#### we’re willing to listen to.
-
Sure it is! Tell me why you think otherwise. I do enjoy the term hunsky, but you should still come to the gym with me. The garage won’t do it, and the trans here aren’t too pushy. Let’s face it. This is just a thread to prove the j6 was some made up nonsense. If you think it was a hoax and not just the result of a giant trump tantrum, that’s for you guys to figure out. If there’s any credible i go that comes out of this other than “j6 was a hoax” I really will listen.
-
I just think this is nonsense news. It doesnt take away why j6 happened or the people at fault behind it. If it become anything more than gait analysis and disappearing news. I promise I’ll dive deeper into it. You know why I seem younger than 48? Becasue I don’t take this place seriously…at all. I realize that some of you need this badly, but there’s no void in my life that this fills. The only reason I’m in this weekend is because my wife and kids are in Florida. I asked you how old you were and you didn’t answer. I’m guessing by that garage gym set up that you’re getting old and plump. Am I onto anything here? I’ve seen the Kirk thread and it certainly isn’t this. In fact, you were getting huffy about people posting in that thread weren’t you?
-
listen oldie...do you not ever see the same general patter with this group. it's always, and i mean always someone else's fault. we saw what happened with j6, now there's a constant need to blame the boogie man. are you guys going to do this the kirk murder? there's mounds of theories who on who actually did it, but since you have a trans boogey man...not a peep. you guys going to do this with the epstein files, or is it going to be another leftist conspiracy even though trump embarrassed himself over releasing the files? on a side note...why does everyone call you anus man? is there a fun story there or no? i'm going to the gym if want to get out of the house and join me.
-
I smell a fun day at Epcot for all of us.
-
That’s an incredibly fantastic idea. I’d be 1000% on board.
-
I’m thinking more matching t-shirts family reunion style. There are no wrong answers though.
-
I’ll go if we can all wear matching t-shirts.
-
How much did you pay for gas and groceries today?
teef replied to Big Blitz's topic in Politics, Polls, and Pundits
Would you allow your child to go to Princeton? -
Where "Follow The Science (TM)" has LEFT us..
teef replied to BillsFanNC's topic in Politics, Polls, and Pundits
I’m very youthful. Well, how old are you? Do your actually care about the content of the article or the politics? It’s absolute garbage. -
Where "Follow The Science (TM)" has LEFT us..
teef replied to BillsFanNC's topic in Politics, Polls, and Pundits
The only reason this came up in your feed was because the word woke was in it. There’s nothing legit about it. This isn’t about where you get my news from. It’s about where you get yours. It’s a waste of time, but if it gets your blood boiling have at it. And boomer? I’m 48. Who old are you? -
Where "Follow The Science (TM)" has LEFT us..
teef replied to BillsFanNC's topic in Politics, Polls, and Pundits
You’re pushing how woke warriors destroyed anthropology. It’s complete nonsense, yet there’s a few who eat it up. Anthropology will be the same science it always has been. Garbage rage bait posting. That’s all it is. -
Where "Follow The Science (TM)" has LEFT us..
teef replied to BillsFanNC's topic in Politics, Polls, and Pundits
I’ll give you the answer. It’s rage bait.
