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this is fair. it doesn't even really matter who thinks what about the election, my point in this thread was that the crowd was their on their own free will, and stormed the capital. even if someone understands why they did it, it still should never happen. the dems did not arrange this, and the constant framing this into a giant hoax is just avoiding accountability of those men. no hoax, just #######s. what you think about the election doesn't matter. those protestors were there to no peacefully protest. they new what they were there to do and mob mentality set it. we all saw what happened. the dems didn't make them do it, it is not a conspiracy, it is not a hoax. just idiots.

so you think the election was stolen? you really don't think it was a giant tantrum by trump? this is what happened. a bunch of rednecks got together to protest a so called stolen election. they got there, got all riled up, and attacked the capital over a complete false pretense. no one forced them to be there. no one forced them to run into the capital and rip the place apart...all of this was done on their own free will. no dem told them to be there and do any of it. trump at any point could have calmed it down, but we all know he didn't want to. this wasn't a conspiracy...it was a giant tantrum because the president refused to admit he lost an election. if you want to feel the election was stolen, so be it. it still didn't mean j6 had to occur. the dems didn't put that together. that group of #######s did.

maybe. it wouldn't blow me away depending who it involves. it out of their hands now.

i agree. i don't think the epstein files are a democratic hoax at all. i think a number of people on both sides have a lot to lose, but acting like this presidency isn't covering something is insane. i just assumed the dems never released it due to too many of their party members involved. now we know there's much more than that. trump just created more trouble for himself that it was worth.

why can't you answer? i'm being complete serious. the crowd was there by their own doing correct? no one forced them to be there. if you can't even engage the most basic of conversations...its for a reason. don't scream hoax and then not be able to answer the most basic questions. you won't because you know where i'm going. dude, you mention me in threads but don't tag me in because you don't want me to see them. you can't even answer the question of why the protesters were there. you're kind of a coward. all a hoax right? all another side's fault right? keep putting out conspiracies that you can't back up.

why were people there to protest?

so you want to believe this great conspiracy theory, yet you can't even answer the most simple, basic question...maybe the conspiracy theories are all garbage. if you can only post tweets and not have a conversation, so be it. you think everyone else is duped, but you sure it's not you? again, why were people at the capital building.

understood.

just waiting for you to respond to my question. you can tag me in too when you mention my name so i can take part. so...why were people gathered in front of the capital building in the first place.

i wanted it to be more clear. is that what you were implying?

so the dems are making this up to damage trump?

do you think this is beyond him? why did trump not release the files? why did he call everyone who wanted it released a, "loser' and then follow it up by telling people to just stop thinking about it. then it was a dem conspiracy. they're going to have to deal with this at some point. and when do you finally stop calling everything a hoax or a dem conspiracy?

ok. let's just do some common sense stuff here. why were people gathered in front of the capital building that day?

it's not so much the interest rate rather the terms of the loan. you could knock it down to a 30 year over time, but you're much better off creating a budget where you can afford the 30 year than taking on the 50. what makes me the most nervous about this proposal is that it shows me that there is absolutely no plan to fix the housing market. if this is the best that can be done, we're *****.

it doesn't always appreciate. look at some of the homes in florida after the hurricanes. some have dropped wildly in value, and with the increasing insurance costs of insurance, some of the real estate down there is taking a hit. can you imagine if people had 50 year mortgages. and if someone is taking out a 50 year mortgage, there's a very good chance they don't have the ability to pay it off in 25 years. if they could they would have taken a traditional 30 year and saved a ton. republicans are also furious about this. i think trump went a little rogue and moved too fast on this. again, this isn't political at all...it's financial. thank you for articulating this so well.

stop what? we had an awful time with sleep joe, and now we have to go round 2 of it. what did you think about when you heard the 15 year car loan. i bet you thought it was ***** insane. i'm willing to be that anyone of an age to buy a car immediately thought it was a shocking stupid idea. but you know who didn't think that? the president of the united states. to that pop in your head only to quickly tweet that out is a big problem. it's the first time i've really thought that trump was getting disconnected from reality. i don't want to deal with this again. none of us should. enough.

a 15 year car loan is the most absurd thing that i can think of. for the president of the us to actually tweet that out is disgusting. there's no other group that he's appealing here other than the extremely stupid, and no...it just can't be attributed to "trump just says things". we're all hoping to fix the economy and these are the suggestions. so...is @Wolfgang ######ed? the guy just laughs at everything and thinks getting rid of more illegals is going to fix the cost of housing problem. something is off.

you can reason this any way you want brother. it's a bad investment. you said it yourself it was a bad idea. i've never rented a home, but the full ins and taxes i'm assuming are all placed on the renter. you'll always save more money renting. you have no idea if i'll be spending less in interest than a monthly rental. you make so many assumptions. a 5% down on a 500k home on a 50 year mortgage and you walk away with 100K? no. there's too many assumptions. i have no idea why anyone would argue this is an ok fit. tell you what. let's put mortgages aside for a min. sell me on a 15 year car loan now.

mortgages aren't complicated so there's no need to make it so. you keep claiming you'll have some equity over 7 years of a 50 year mortgage. how much equity do you think you'll have gained. as i mentioned earlier, the majority of that equity will be from your down payment. you'll be getting your money back with a slight bit more, but how much do you pay in interest to make that tiny bit of equity? and where do you plan on going after 7 years of a 50 year mortgage? i'm not holding on it's or they're stupid. this is dumb. for the president to present this as a solution is irresponsible. on top of that, he packaged it with a 15 year car loan? we should be insulted with the idea of a 15 year car loan. this isn't political...it's financial.

i hear ya. back in the day the best investment a young person could make was to buy a home, and we all know that is no longer the case. i also realize that just because of my age, i was amazingly lucky to buy a house 10 years ago and the cheapest of rochester housing prices. since then the house has doubled in value. the trick with the 50 year isn't the interest rate. it's the interest itself. a few posters have mentioned staying in the house for a decade, sell it off an at least you have some equity. but how much equity do they actually have. i'm willing to be that the majority equity they build comes from the down payment first placed, and a fraction is what's been paid off over the years. how much interest was paid in that time? i'll guarantee far more than equity gained. even with the equity, where are you going to go then? another 50 year mortgage or a rental? the entire point to a mortgage is to get to the side of it where you're paying more in principal than interest. that will never happen with a 50 year mortgage.

if someone really only plans on being in a home 7-10 years, just pay a bit more a month and take out a 30 year mortgage. build more equity and payout less in interest. if any financial planner or accountant gave my kids advice to take on a 50 year mortgage, i'd have to find that person and attack them.

it's a terrible idea unless you love paying interest to a bank. on average, extending a 30 to 50 year loan will decrease payments by about $300. It will add 500k to the interest. this isn't the invention of 50 year loans. it's just the first time anyone has suggested it to battle the housing issue. if people actually see this as an option, it's going to be a disaster. all a 50 year mortgage does is allow someone to purchase something they can't already afford. you think this is a good suggestion by trump?

just post videos.

place blame all you want. people aren't rejecting this because of the trump administration. they're rejecting it because it's a terrible idea and doesn't fix anything about the housing market. the only way i could see this being appealing to anyone is if they absolutely need to get into a house, then talking about being a slave to your property. i'd much rather make my money work for me rather than give to to the bank. and what about the 15 year car terms? a 15 year loan for a car is an even more insane idea that the 50 year mortgage.

i think the idea that owning with give you the same cash flow as renting isn't exactly true. with a 50 yr mortgage it will be closer, but there's always unexpected costs to owning a home. on top of that, i can't imagine many 50 year mortgages will be new build. buying a new home on a 50 year mortgage just shows that you can't afford the home. that the entire point of a 50 year mortgage...it allows you to buy something that you can't afford in the first place, so not a good idea. next is the building of equity. how long will it actually start to take to build any real equity on a 50 year mortgage? 20-25 years? how much have you paid over interest in that time. guess what? it's far more that any equity you walk away with. i could put that money to far better use that that small amount of equity i've built. i was paying large additions to principal on my mortgage, so i refinanced a few years ago at 10 years at 3.125. i'll be saving 70-75k in interest alone. there's so much money invested into a 50 year mortgage that you'll just never get back. it's an awful thing to propose. this is nothing but a cover up for high housing costs. it doesn't actually fix anything, and it could lead to high home prices in the future from what i'm reading. quite frankly the idea is insulting, and the back lash is appropriate. it's just a bad idea. let's not even get into the idea of a 15 year car load. i'd like my country not to turn into a giant rent a center. i just don't know how anyone at all thinks these are good ideas.