It was dumb, take him off returns if you think that is an issue, but it was like early in the year it was "oUR reTuRnerS Can'T pLay on OfFenSe" (or so it seemed)
If you are a card collector and JF has a game like Mike White did earlier in the year: sell, sell, sell
Unless you a believer.
None of this is financial advice.🙂
It's changed. I've been there plenty. I read how bad it use to be. I've been going since 2015 and always felt safe. Granted I stay south of Liberty Street and OTR is about as deep as I go.