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zevo

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Everything posted by zevo

  1. I stated in the previous post that obviously the lock has expired...you are missing the point...error occurred by no fault of mine...it's on them...and this is where I'm looking for any legal input.
  2. It is a good rate....that I locked a year ago and I want what I signed for...I'm not desperate for a refinance as I currently have a 4.375 rate...but I want what I agreed to...I'm not giving up...
  3. I don't feel like I'm being blown off as I get responses quickly from the mortgage consultant....if I had signed and agreed to a rate and said rate was different upon closing and I have documentation that admitted their error...I don't see why I couldn't legally be able to sue for the rate or at least have a lawyer draw up a written letter to make the bank honor the rate that I had agreed to.
  4. That rate lock was a year ago....the mortgage consultant admitted the mistake and guaranteed she would fix it. I haven't been told it would not be fixed...but I'm tired of waiting....hence looking for legal advice.....
  5. Never been into Jennifer garner....but how hot did she look? yummy
  6. The rate is signed and agreed to was 3.25% through the approval process....the rate on the docs at closing were 3.5%... I refused to sign as the rate was incorrect.....I have all my docs showing the agreed rate of 3.25% and all emails stating the mistake and that it will be fixed....right now I'm still with my current mortgage rate of 4.375 which is with the same bank....
  7. I guess you could say the exact title is senior mortgage consultant that is employed by the bank.
  8. So basically I have been involved with a mortgage refinance with a local bank for roughly 1.5 years.....I should say the process started over 1.5 years ago....about 10 months ago we were all set at the lawyers office to sign the refinance....upon reviewing the loan I noticed the mortgage rate was wrong....I notified the lawyer at this closing and he then contacted my loan officer at the bank and confirmed it was not to correct rate....my loan officer said it was her mistake and that she would fix it....well I continue to wait patiently and I contact in a biweekly basis and she says that she is working on it and that she needs to meet with the right people.. Yadda yadda yadda....I have the original loan agreement at we signed that shows the rate we were supposed to get and I have all emails confirming that the loan officer admitted the mistake....recently the loan officer has become ill and is currently out of work. What are my rights? Do I have a case against the bank to sue for the rate? I have been put through 2 bank appraisals ( one at my cost...one at their cost....3 credit pulls....3 sets of documents showing our financial status and all this time have been paying our current rate....this has been the most ridiculous process I have ever been apart of....should I seek a lawyer?
  9. Yeah I picked it up yesterday still feeling the problem,..I'm not optimistic....
  10. Yeah...like I said....so far the service has been good....if it doesn't fix itself....I'm assuming a whole new transmission will be required which I am not at all worried about being covered....just a big pain in the ass.....I guess technically if after the 4th attempt to fix is successful I still have the right to claim lemon status....like I said I don't want my money back....just the vehicle in operating order.
  11. I thought the commercial was very strange when I saw it on tv.....
  12. Yeah I read up on the law...just wondering if anyone had real life experience....I don't really want to hammer the company just yet but you'd be very surprised as they are noted for their quality and high resale value. I was so excited to purchase this vehicle as I had been wanting one for years....still want one even if it does turn into a lemon I was also told by my service advisor this is an extremely rare issue
  13. I just recently bought a brand new vehicle....last week....had 11 miles on it...it currently has 240 miles on it and it's in the shop....there is some transmission issue with shifting when approaching certain mph...anywAy the dealership service center diagnosed the problem and opened up a claim with the manufacturer at which they had to get step by step instructions to treat the problem....they had it for two days....picked it up tonight...the manufacturer says to give the vehicle back to the customer and drive it for a week and hopefully the vehicle resets itself....on the drive home I still noticed the problem although not as bad...I'm willing to give it the week before taking in again.....I have owned several new vehicles and never had a major problem such as this at such low mileage (240 miles)....the service has been pretty good and they did acknowledge the problem....I know lemon law states 3-4 times in for service for same issue....I just have a bad feeling that I'm heading down this road...just wondering if anyone has had experience with this. I don't want my money back...just a functioning vehicle that I paid for.
  14. Boy I hope Denver lays the smack down....is there a better person to root for than Peyton manning?
  15. Nicks...what we need...had a very poor year....could get him a at a decent value
  16. Let's see if NFL has any balls to suspend the douche for the throat slash....
  17. Still take Kap all day every day.
  18. Game manager....I'd take Kap any day...
  19. And we are off.....
  20. If you have to explain it...then it's not funny....I did chuckle when I read it though....
  21. Russell Wilson is extremely overrated...the team rolls with lynch....
  22. I'm tired of losing seasons...I think finishing the year strong against division rivals is way more important....team had a great attitude today.
  23. Draft position is so overrated unless it's for the top pick and there is a luck available....excellent players get picked all over first round
  24. This EJ is a bust talk is beyond retarded....
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