Sorry but you can’t take away a person’s knowledge. Education and knowledge are not tangible things. At some point, and typically pretty quickly, your level of experience in any given field outweigh your degree. After 2 years I got a hell of a lot more traction on my resume based on where I worked vs where I got my degree. And my degree is from one of the most recognizable culinary school in world. That and the fact the people can easily fudge their resume takes almost all the teeth out of you wanting to swap a degree for their loan.