I don’t know your age but SS in some fashion will always be there. They may means test it which I hope they don’t. What they need to do and do now is raise the FRA and get rid of the ability to draw at 62. Not only do you get a 25-30% cut in your benefit for life if you pull at 62 why are you not working? Waiting until 70 is usually, not always but usually, the best option.