If we finish 9-7 and miss the playoff's I think it's safe to say we got pretty unlucky this year.
Yes we did have that terrible 3 game stretch (Jets, Saints, Chargers), but keep in mind we started 5-2, and have actually been playing pretty good of late (won 3 out of 4 before the Pats loss).
I feel Baltimore just got super lucky this year. They played the Packers without Rodgers, and Houston without Watson. If those guys weren't hurt they would have lost at least 1 if not both of those games, and we'd be in the playoffs this year for sure if we finish 9-7.