Ok well it's absurd on two points...
First off, reading your contract does not help at all. There are full time employees with incentive programs to find loopholes in your coverage and deny you because of the loopholes. Everybody is not a lawyer, and even if they did see the loophole, there is not a lot of choice sometimes. You go with the insurer that your employer picks.
Secondly, the end result... how long you live, the average life expectancy... Canadians live two years longer than US Citizens.
Third, nothing on the docket for current US reform even resembles the Canadian system (even though I wish it did).
Fourth, You have the option to pay for private care if you want. No one is stopping you. You can even get private insurance to pay for the private care. It's out there.