Okay, I hear ya.
But I still disagree. Let's take the Bills as a real-life example. We aren't going anywhere without a QB if we don't take some risks. If we want to field the most talented team possible, we need to take the most risks possible. We aren't beating Brady by taking inferior RB's or LB's who are "safer." We are only making it to the promised land with pure star power and talent and yes, a little luck. If some guy with concussion concerns goes down, it's a blow. And yes, if our backup is also an injury risk (I'm just piggy backing off your bar napkin), yes we could be in extreme danger. But if our backup is the difference between 1 or 2 TD's a game compared to a "safer" RB, I'm all for it. Go big or go home.