If I already have "cleared" the money and own it and had a lawyer and bank account all squared away:
1. Put $1M into something that grows 6-8% a year for the kids college, or if they don't go, something they can have once they turn 22, but they can't access more than $50k a year of it.
2. Pay off the debt I have.
3. Put the REST into something that grows 6-8% and take a draw off of it and never touch the principle.
4. Buy a nice house in Montana, no more than $1M.
5. Buy Bills season tickets and attend as many home games as possible.