The Frankish Reich

Who knows what he's thinking. The mortgage thing is apparently coming from Bill Pulte, and wouldn't Pulte Homes love it. When I see the projected payments most of them are assuming the new 50 year mortgage rate would be equivalent to the 30 year. That's ridiculous unless you are directly or indirectly subsidizing the 50 year lenders. The yield curve is a thing after all.

"Projectability" vs. actual on-field results. I think that explains Coleman vs. Franklin.

And Franklin started really slow under Sean Payton. Payton obviously didn't like something about him so he didn't see much playing time before midseason even though he was Bo Nix's favorite target at Oregon. But they brought him along and he's a definite weapon now. I don't get why he dropped so far in the draft, and I don't get why Coleman was ever considered better. But the Bills weren't the only team with that opinion.

It helped tremendously. Even so, the year before Diggs arrived we had late career John Brown with 72 catches and almost 15 yards per catch. Was John Brown at 29 really that much better than Curtis Samuel at 29? I guess he was.

I'm afraid I have to agree. Seems such a waste of Josh's talent, but at least for this year we are not becoming an effective downfield passing team.

So ... the free market can create 50 year loans. There's no law against it. If the Trump Administration throws its support behind them, what does that mean? I can't think of any way that could be effective unless they use Fannie and Freddie to prop up that new market. And as I said, that creates risk to the government (read: the taxpayer).

Kind of hard to tell the difference between Sharia law and Talmudic law, yet somehow NYC survived various Jewish mayors.

There is such a thing. And it's pretty much junk science. Oh, I have no doubt that a researcher could fit me with sensors on my shoes and create a visual depiction of my standard gait, and then put me and a bunch of other test subjects in the same shoes and then identify which one of that second group is me. But what the sample here of the accused woman? Where's Glenn Beck's "gait scientist" to explain how exactly he or she arrived at "94 to 97 percent" accuracy? Junk.

A step back: as far as I know, there is no law preventing banks from writing 50-year mortgages. I looked, and apparently they are occasionally written. So when Trump offers support for the concept, what does that mean? I think it means getting the government (in the form of Freddie and Fannie) involved in guaranteeing those mortgages. And as we have seen, there is (and probably always will be as a practical/political matter) an implicit guarantee that Fannie/Freddie bonds will not default. Government risk. Taxpayer risk. Moral hazard. Bad idea.

I've only watched the Pats in the Bills game an in yesterday's game (didn't have access to Bills-Dolphins, and it seems I didn't miss anything). I hate to say it, but I think their roster - and for sure their active roster - is better than ours, except for Allen vs. Maye. That's a pretty big exception, and it made us the clear favorites, but now Maye is emerging as a very good QB a little ahead of schedule. Crazy how that works. Last year everyone thought there was a huge gap between Jayden Daniels and Maye and Caleb. A redraft today? Maye would go first, and it's not even close.

I feel like these sentences need an asterisk. "Hoecht* is worlds more athletic." *Roided up Hoecht. We got what we paid for.

Right. But the off-season was the time to do it if they wanted a new offense-minded coach and/or OC to oversee the development of Dart.

Ahh, we are pining for the days when Robert Foster - Rober Effin Foster! - average 20 yards per catch.

Weird time to fire him. Management (Schoen) and Daboll seemed to agree that Wilson was the bridge QB. It failed miserably. And the Giants now show signs of life with Dart turning in a surprisingly good rookie year. I guess Schoen can't fire himself.

"Stop the Steal!" There was one side, and one side only, interested in delaying the certification of votes. The entire conspiracy theory here is ridiculous. Oh, and I see the perp was 5'7" +/- 1 inch. So basically 68% of all adults in America. Really narrows it down. But "gait analysis!" Gait carrying a bag with a metal pipe bomb in it. I'm sure we have studies showing the reliability of that.

It's the ridiculous conspiracy theories, not the idea of some unidentified person planting a bomb. Ask yourself: if the bomb goes off, chances are the "counting of the votes" is called off as the Capitol is evacuated. Who benefits from that? Donald J. Trump. The vote isn't certified and, of course, he gets more time to try to convince Pence or whomever to give in. The simplest explanation is preferred, particularly when the other explanation is some convoluted nonsense.

I thought this was a joke when I first read it. 50 year mortgages, what could go wrong? I see some reddit posters have already done the math. Example: A 50 year mortgage doesn't actually bring down the cost of a home by that much. Consider a 430k home. 30 year FRM would be 6%. 50 year FRM would be 6.5% to account for the longer term. Monthly payment on 30 year is 2578 and on the 50 year is 2423. Total interest paid on the 30 year is $498k and on the 50 year is $1024k. Got that? The 50 year mortgage would "save" the buyer about $150/month, at the cost of paying half a million more bucks over the length of the loan. Possibilities: A. He really is that stupid. B. He really thinks you are that stupid. C. Both A & B.

Digg? I get it. He'd turned into a total diva. Plus he got hurt right after. Mack Hollins, however, seemed to love playing for us and he's been much, much better than Keon.

I don't disagree, but I'll point out that it's a pretty normal cycle in the NFL. Really good teams get in the pattern of just trying to patch that one or two perceived holes in their roster. Pass rush lacking? Bring in Von or Bosa and draft edge rushers every year. Missing that stud WR? Trade for Diggs. Running game lacking? Focus on the O line and getting a more explosive back. Meanwhile your strong points (LB, secondary, receiving corps) get weaker with age and injury and get traded away based on bad attitude (Diggs). Then you miss the playoffs or get embarrassed by a one-and-done and the coach gets fired and you clean house of everyone except the QB and maybe one or two other key players who are under contract. And if you do it right you're right back in the mix in a couple years. We're just about there.

Ground Chuck 2.0 took over on offense.

And Maye just has the ability to make all the NFL throws, which Tannehill in that Titans offense was kind of able to fake his way through.

"Blowing it up" probably means keeping Allen and Cook (because of his new contract) and treating everyone else as dispensable. Which is, after all, what they are in today's NFL. Maybe I'll add Benford as a keeper mostly because of his contract, but that's it. And if they do that, how are we any different than the Rams, who are currently beating up on the Niners after "mortgaging the future" for Stafford, Donald, etc.? The turnaround time in the NFL is now really, really fast.

It’s official. He’s good. The Pats are good. No more 6-0 in the division.

Romo commented on how the ball is sailing out of Drake Maye's hand in the rain. Ahh, the next true test before we annoint him Josh 2.0.

He just did it again. This time he bragged about how much revenue his tariffs will bring in. This right after his attorney argued to the Supreme Court that the tariffs were about foreign relations, not about revenue. If they're about revenue (even in significant part), then they're a tax, and the taxing power belongs exclusively with Congress. And then they sent out Bessent to try to walk back Trump's "Truth Social" brag. Just an effin idiot.