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when 80% of the homes appreciate I can safely say generally. Also the coastal areas always do this, especially the condos, they swing in value based on a few factors.l, hurricanes and insurance being the biggest ones. I still think you are missing the biggest factor is the 50 year mortgage which is the interest rate. If the 15 year and 30 year mortgage are the same I would take the 30 year simply for the flexibility, so let's wait to see what the rates are before flipping out. I paid off the first half of my mortgage on the first 5 years and then started paying the minimum again because it allowed me more money to spend on my family My house almost tripled in price and my taxes have raised from 1800 a year to 2500 a year. The increase in price when I sell will make it so I lived the past 20+ years rent free and I have accounted for the new roof, ACs, and all maintenance. The 50 year mortgage is a bad deal if you plan to pay the minimum each month but if it gets you in the house and you can start paying faster then it might work out. After we watched the number of interest only loans in the early 2000s I think we can all agree some people should not be given a loan but as long as it is not my money let the banks lose the money

A house is in general an appreciating asset, while everything else you finance is a depreciating asset. Financing a house is a necessity for 98% of our country when starting off. If the 50 year mortgage allows you to get the house, which appreciates and you then pay it off in 25 years because you make more money it was a great decision if the house is what you want. Bad financial decisions is the hallmark of the Democrat party which makes me think this a good idea since they are so upset. As for the 15 year car loan, I can't defend, that is aimed directly at the low information morons, I can't even imagine the loan rate.

I am actually curious why everyone is having a hissy fit over it. A 50 year mortgage is not a good thing but neither is a 8 year car loan but at least with the house you might make some of that money back. Currently if I were to sell my house I would basically walk away with what I have paid into it, so I have lived rent free for the past 22 years. As long as there is still an option for the shorter mortgages then I don't see the issue, and a few advantages especially if the interest rates are lower longer term

We now know the leader of the Dems at this point

Imagine having a $50 billion endowment and when you lose 20 million in funding to decide "Forget them cancer survivors, I could save them but let them die". They are either liars or evil, literally nothing in between

How do you know Dems are pedophiles? They consider keeping booked where sex is a major component of the plot line away for children a "ban". Literally the book is at every store and grown up library but it is "banned"

One thing I have noticed is he is not running with confidence, yesterday he had two moments where I expected him to rip large runs and he was either sacked or minimal gain on those two because he hesitated

I thought my brother was the problem but apparently it is if you two are in the same stadiums.

I don't know what is up with Josh but he is battling the ball, which makes a injury likely. I would "bench" him if they think letting him sit will allow him to heal, not because I think MT is actually better. With this team just make the playoffs healthy and we go from there

What was his other name? I am too lazy to figure out how to find it.

Threads like this are funny to me because it is not like he came into a great franchise and just kept it sailing, he turned us from losers into winners. If you take away the second year he was here when we purged the roster roster he would have the highest win percentage of any coach currently in NFL and he is currently above McVay, Peyton and Reid. The dude deserved his credit. That being said if no SB win this year we should look to see who we can bring him to make it happen, we have built this team as best we can for him

I am watching FSU and their Safety Earl Little Jr is a guy I see fitting well for us also. I have no idea when he gets drafted but we need Safety help.

You are a weird dude, why would I want to have a discussion with you on the PM section of this place? You have tried to make fun of me twice with the same jokes I used when I was 15 but keep trying.

By your own standards you are the bad guy now but I apparently acknowledging you can't actually argue the point.

You must really believe Signature matches, fingerprints matches and retinal scans suck also. Do a minute of research and you see companies already use it. It is not perfect and it alone is not enough but it is real and in this situation is the best evidence we have https://recfaces.com/articles/what-is-gait-recognition