Kirby Jackson

I think I’m going to use By My Standards (supposedly has been training like a monster), the Baffert horses because you have to, Tacitus, Maximim Security and Win, Win, Win. Haven’t put it together yet but think that I’m going to try to catch with Tacitus, Win, Win, Win and By My Standards on top.

That was discussed pages ago. I think that it’s important that you read it because you share the same risk. Long story, short, if someone were to be injured in this situation they would 100% be liable. They’d be sued and try to settle.

Oliver was playing out of position, on an average team, and not for the coach that recruited him. He would have been out a year earlier if he allowed to be. He was being wasted and had nothing to do but go back. I NEVER think that protecting your draft status is a bad thing. Bosa did it too and he was on a competitive team. If you have a Jaylon Smith type of injury you earning potential plummets. Smith was a consensus top 3 pick and has made $6.5M total including this year. Joey Bosa went 3rd in that draft and has made $25.9M total including this year. NOT protecting his draft status has already cost Jaylon Smith between $19m-$20m. I’m sorry but I don’t see that as a red flag at all. To me, it’s like Final Jeopardy. If you already have a runaway victory there’s no reason to bet an amount to where you could possibly lose!! You’ve already clinched.

Go back and watch Oliver from freshman and sophomore year and you’ll be in love. Last year he played zero and tried to protect his draft status. A year ago, he and Bosa were the consensus top 2 picks. He’s going to be SPECIAL.

I’m going to bet the over this year. I think that the Bills are about 8-8 this year with potential to be a few better or a few worse. 6.5 is already giving you a 1 game cushion on the negative side. I don’t think that the Bills will be worse than 6-10 if Allen stays healthy. To me, it feels like about 70% that they’ll be over 6.5. Additionally, I made a couple of small futures bets earlier this offseason on the Bills winning the AFC & the Super Bowl. If Allen makes the big year 2 leap (which he’s capable of) the Bills could be the surprise team of the NFL. Use By My Standards to hit the board, supposedly he’s been training like a monster according to the TVG people.

Sometimes, you are just the wisest person on this board. You do it with such a simple approach too!!

When I opened this I thought it was an update to the Bob Kraft story.

That’s going to be brutal!! Where in Elmwood? Had lunch at Kyoto 2 today in your neighborhood.

I’m not sure, but would think that more may start. They force you to spending more on your tickets, your parking, beers, etc... It’s an evolution.

...not exactly, they are forcing people that take buses and limos THAT PARK IN THE BUS/LIMO lot to do it. There are other avenues for buses and limos. My buddies have a bus and park in the grass lot.

Yeah, it is going to be a disaster!! They want people entering from Loyola I think in the meantime? It just looks like a mess.

Or you could just not park in the Bills bus/limo lot? That way you wouldn’t be forced to move from your spot.

I think that’s the point. This isn’t taking that away from anyone. There are other lots that allow it, just not bus and limo. This is targeted at a specific group where the vast majority of these injuries have taken place. They aren’t doing this to take away from the people that have a few beers. This is designed to stop the lunacy that has occurred in that lot. Yes, it isn’t the majority of the people but it is enough that it warranted change. The Bills have a LOT of exposure and deep pockets. They would rather take some control than end up writing checks to drunk idiots. This is for the safety of those than have proven to not be able to keep themselves safe.

Signs are like waivers. They help in that they show people knew what they were getting into but they do not release liability. If you have a wet floor sign down and someone slips and falls they can (and will still file a claim). Things like friction co-efficient, cleaning solution application, following manufacturer’s suggested use, will all be brought into play and the carrier will pay. One of my client’s has the janitorial contract at the airport and we see it all of the time. Fortunately for them, they have a strong sub agreement in place (which WILL supersede an insurance policy). These claims all get passed down to the sub.

You can bring drinks, grills, etc... https://wgr550.radio.com/articles/news/bills-bus-lot-q-and

This isn’t even debatable. The team would 100% be held accountable in this situation, as would the county, police, parking administrators, etc... If someone jumped off a bus and ended up paralyzed they all would be pulled into the suit. Their insurance covers the defense as well. They would almost certainly settle for a big amount while racking up legal bills. I would venture to say that a paralyzation from this would make it to the Bills umbrella carrier. That is another GIANT concern of NFL teams. Currently, there is really only one umbrella carrier that covers for traumatic brain injury (CTE). Pretty much every team has their first $20m-$25M umbrella placed with that carrier. The other $50M (which is what most carry $75m total) is placed elsewhere. If that primary umbrella carrier ever dropped the Bills they would be on the hook for all traumatic brain injury beyond $1M. This is a NIGHTMARE scenario for them.

It is mostly tied to the losses by line, in an area. So the forecasting and rates are based on how profitable they’ve been. Carriers wrote to a 40% loss ratio in most cases. It sucks for the “clean” accounts because they are rolled in with others in the region and their SiC code to identify and determine the likelihood of a loss. In this situation, they may even have exclusions written into their policy because the behavior is known. The carrier may not offer coverage for this particular situation. The team will either have to find someone that will or self-insure it if that’s the case.

The negligence is the lack of security and control. This isn’t even a discussion. It’s a fact. They would certainly be held accountable which is why they are trying to stop it. Ha ha, I did, I missed it. Thanks Hap!!

I’m in commercial insurance (and we write an NFL team out of our office and 8 in the US) and @MAJBobby is 100% right that will happen. That is the entire reason that the Bills are curtailing it. You can still jump through tables in private lots I guess. The Bills do not want to be held accountable for a death or worse (in the insurance world) a paralyzation. Insurance rates are tied to the profitability of specific lines. They aren’t just random guesses, they are an equation based on the law of large numbers.

I wasn’t going to splurge on the Stones tickets. It was a weird money grab by Jazzfest IMO. They added a day, quadrupled the price and sold out in 10 minutes. I guess it was supply and demand but not for me. I was sad about Bob Seger though.

Think that we now know why the tape is being suppressed.... This Bob Kraft story is the gift that just keeps on giving

Should have sent me a message!! I was out at Zurich most of last week. It Jazzfest this weekend.

Yeah, it doesn’t sound that bad to me.

Because they said, and actually do, believe in BPA. They aren’t necessarily looking at positions they are looking at players.

The Jeremy White Q&A this morning said yes you can. I think that this is a decent explanation of the do’s and dont’s. https://wgr550.radio.com/articles/news/bills-bus-lot-q