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EmotionallyUnstable

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Everything posted by EmotionallyUnstable

  1. I’m in the market for a chest freezer. trying to find one used but may just bite the bullet and buy new. We have a fridge that is 10 years old, so we’re thinking about just buying a new one and using that old as a garage fridge (beer, snacks, etc) and extra freezer. However that is substantially more expensive and the current fridge works just fine. Any thoughts on new vs used?
  2. Tastiest crow I’ve ever ate
  3. Russell hustle bustle man-muscle Wilson is everything the NFL should be
  4. I believe many municipalities signs post hours where the school zone times are in effect.
  5. Luckily no I was joking. In all seriousness, I hope he is okay
  6. Edmunds Isn’t injured. He is just embarrassed after that wiff on the Jamison Crowder screen TD!
  7. I hear the over/under for grams per serving of sugar is at 21.5....Smart money is on the over, but Josh has always been an underdog.
  8. Glad this isn’t one of those weird food threads in OTW from back in, like, May.. same routine as always: Coffee, black household Chores some light work to make Monday easier While listening to WGR 12:00 I’ll make my way to the TV to put on a pregame show and get to snacking. Inlaws will arrive around 12:30 Greek Dip with Pita Chips (hummus, diced cucumber, diced tomato, feta, green and black olives, sprinkle of balsamic, finish with salt and pepper Buffalo Wing Dip White pizza dip chips/guacamole/salsa Beer throughout. Not sure what kind yet. I had a heavy Labor Day so may go with something a bit lighter like SoTiers “8 Days a Week” that I have left over in the garage fridge.
  9. Due to Cuomo’s bail reform, they likely cannot take you to jail. This would be a catch and release program
  10. I’m curious what area you’re in and what kind of soil your foundation is laid on. With a 1979 home, simple settling is likely not the cause. Here are a couple things to try: 1) look at the interior ceiling drywall. Do you see any cracking? Where is the cracking? 2) Are there any visible cracks in the home’s foundation? Where are they? Are they relative to the interior ceiling cracking? 3) Do you have any doors/windows that are tough to close or won’t open at all? 4) Go outside to your siding, reach up underneath the bottom piece. Slide your hand along the bottom trim against the framing. Do you feel any gaps? these could be indications of vertical sinking. Hopefully it is not the serious, but worth exploring. I’d call in a structural engineer to assess the situation ASAP. Best of luck The main poles running to the house, if properly replaced, are likely not causing this, IMO.
  11. After 7 years of DirecTV, I’ve finally canceled. I contacted the online chat reps multiple times. The first go around, they told me they’d suspend the increased payment for the month since their were no current promotions and to check back next week. I then contacted them again, and was told a representative would be calling within 24 hours for a deal. They never called and after 3 days of waiting I contacted them again, at which point they had no record of any of these communications. Today I finally called and asked for customer loyalty. They gave a pretty good deal, but it wasn’t as low as my previous promotion, so I decided enough was enough, and will look elsewhere.
  12. I’d say on a monthly basis I’ll see someone drive through the neighborhood with a truck bed full of crap (piping, old dish washer, etc). like they say, one mans trash is another man’s new trash
  13. Worked out well. Went through 2 bits...just the cheap-O 3/16ths kobalt glass and tile bit.
  14. Finishing my bathroom reno. Installing new toilet closet flange tmrw through new tile. A little nervous about drilling into the porcelain. Any suggestions
  15. It’s in the works. Knowing my group, we’ll probably have it figured out by Christmas
  16. We looked at bridge loans. They seem a bit of a risk, but one that many people may need to take if they wanted to get into what they truly want Right, so you pump 30k into the bones of the house and THEN move? That wouldn't make sense to me. If we had to make those repairs, we're likely looking at much longer. The move now would be so we have the flexible liquid cash to buy non-contingent and be more competitive in the market, as much as I'd love to sit on some extra cash!
  17. Thanks for the insight. Makes sense. One additional thing we've considered is that the age of the home is creeping up onto some of the major expenses (roof, windows, furnace)....These things could go in the next 3-5 years. So we weighed risking that or going now to avoid these costs. Regarding non-contingency, our broker said our DTI is where in needs to be for approval, but we don't have the liquid cash. We worry about adding a kid to the mix and potential maintenance and repairs will keep us from getting the liquidity we need to be non-contingent in a few years anyways.
  18. We moved into our 3 bed 1.5 bath house almost 5 years ago. At the time, we knew it could be a place we stayed for 5 or 15 years. We put in a lot of money/time into this place. New kitchen, updated half bath, new flooring, trim, paint, Trex decking, patio, garage door and opener...many other smaller items as well. On an off chance, we met with our agent and thought we'd see where she thought we stood, regarding equity in the home. We were shocked by her suggested list price and she felt confidently she could move it quickly at what we wanted (obviously she wants us to list it for the commission, too). She explained that our area has low inventory in houses but plenty of buyers, making it for a great time to cash out on equity and have the liquidity we've always wanted for that forever home. We immediately though we'd prep the house with some minor maintenance cleaning to list it and see if we could be blown away with an offer. We don't currently have the funds for a non-contingent sale, so we'd either need to find that perfect house with a contingent offer and then sell, or move our place first and figure it out from there. We've gotten extremely comfortable here with the finances, the house, neighborhood, commutes, and really love it, but know that the next step isn't all that far off. We've discussed if it is better to sell high now, and then wait on something for when the market could depreciates (COVID or November election possibly,...) and then jump on something at that time, while meanwhile holding up in a rental. Another 'X' factor is we currently have no children. Uprooting our lives right now would be relatively simple. We have the time and funds needed to be patient if we did. We aren't so sure this is the case if we have kids. We may be less likely to have the money, time and patience to find the right forever home if we have one or two little ones running around. On the downside, moving now to something bigger feels unnecessary. We don't currently need the space or sq/ft, so we are likely to pay a much higher mortgage payment for unused house. However, is it better to get into this home/payment now and know what you're paying for 30 years instead of waiting and having the market potentially continue to strengthen, only to pay even more later? I have gone back and forth a million times. What say you? A box of Eggo Waffles, non negotiable.
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