You make a bad decision, it is your fault. Nobody else is at fault for you making a bad decision. Why should every responsible person have to pay so that others can get a free ride from their bad decisions? You want that Ph.D. in 16th Century Gender Studies of Rural South America from Harvard, go for it. Don't make me pay for it. If an 18-year old is intelligent and responsible enough to go to war for our country or to vote, they are responsible enough to do simple math. If I go bankrupt because I took out a $250k loan for a degree that will pay me $30k, that is my fault for being a dumbass.
People are always looking for someone else to blame for their failures. Stop coddling people and stop making me pay for other's bad decisions. What's the point of being responsible if I know that I can get others to bail me out every time?
Or give tax cuts. ? But I am guessing that the people who are advocating for student loan "forgiveness" are the same ones who are pushing to increase taxes.