Actually, this would actually work.
I was an Econ minor in college. My prof worked with lawyers. His job was to economically come up with a price that people could so for.
He said, while sad, the best case to win on was a young person, especially a toddler. He could argue that this toddler was going to become a neurosurgeon. Afraid to go to court, many insurance companies would settle...for a lot.
Just a thought.