The "you have to accept everyone" kicks in next year...and then rates on young people will go up.
It was discussed, at least by people who were actually discussing it, as what it is. It expands coverage for the poor and ceases locking out the sick...everybody can get it...and premiums go down for sick and old people...premiums go up for young and healthy people. This is in fact...what has been known forever. If you have to describe the entire thing in a few sentences, that is it.