I put it in the investments into mutual funds and leave them there. I am a more agressive minded investor in a sense. If I paid attention and moved money around I would screw things up. So I let the professionals do it. That said, the company I work for buys us stock for our 401k. Last 12 years we saw 18-24% increase (per year) in the comany stock so it is easier to trust others with the money I invest.