Yes it is that.
My point is that Lynch is 30 years old. He has been paid something in the vicinity of $30-$35 million, he did not fulfill his last contract. After taxes, agent, expenses and some legal fees. He could have $15 million left. Trinity University did a study a few years ago that said of you don't want to out live your money, invest conservatively and live on 4%. That's $600k per year, which most could easily live on. But what's next for him? Going back to his old neighborhood and playing video games all day? A second career in TV or coaching seems pretty far fetched. Getting married moving to the suburbs and enjoy raising children?
Although he stayed out of trouble for the last few years, what happens when there is no more accountability to the league or an agent to babysit? Lynch has in the past displayed a penchant for bad decisions. I'm afraid that and boredom are going to lead to problems.